<?xml version="1.0" encoding="UTF-8"?>
<?xml-stylesheet type="text/xsl" href="/sitemap_generator/default/sitemap.xsl"?>
<!--Generated by the Simple XML Sitemap Drupal module: https://drupal.org/project/simple_sitemap.-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1">
 <url>
  <loc>https://tobin.yale.edu/events/20200123/workshop-digital-markets</loc>
  <lastmod>2023-03-14T21:05:36-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/regulating-digital-economy/20220512/regulating-digital-economy-workshop</loc>
  <lastmod>2023-03-06T09:34:40-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/20230403/modern-supply-side-economics-and-tobin-center</loc>
  <lastmod>2023-04-25T12:18:42-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/oira-webinar</loc>
  <lastmod>2023-05-10T15:02:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/yfsrdc-events/2023/yale-federal-statistical-research-data-center-information-session</loc>
  <lastmod>2025-01-10T10:49:17-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/2024/rethinking-optimal-deposit-insurance</loc>
  <lastmod>2024-10-17T15:37:06-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/supply-chain-workshop</loc>
  <lastmod>2024-05-30T12:14:15-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/2024/kff-health-wonk-shop-whats-behind-buzz-about-site-neutral-payments</loc>
  <lastmod>2024-06-11T12:53:09-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/2024/northeast-medicaid-research-symposium</loc>
  <lastmod>2026-01-14T16:07:02-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/yfsrdc-events/2024/fsrdc-data-action-women-mobility-and-econometrics-family-trees-working-fsrdc</loc>
  <lastmod>2026-05-12T13:15:57-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/2025/columbia-nyu-yale-housing-day</loc>
  <lastmod>2026-05-12T13:17:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/2025/dinner-discussion-smart-abundance-and-state-capacity-research-and-rolling-sleeves-unlock-impact</loc>
  <lastmod>2025-09-15T10:13:33-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/2025/50-years-tobin-report-puerto-rico</loc>
  <lastmod>2025-11-10T16:30:32-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/tobin-cowles-health-economics-seminar/2025/josh-gottlieb-university-chicago</loc>
  <lastmod>2026-02-11T10:23:46-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/tobin-cowles-health-economics-seminar/2026/jon-gruber-mit-spending-save-subscription-model-hepatitis-c-louisiana</loc>
  <lastmod>2026-02-09T10:45:02-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/2026/health-economics-day-2026</loc>
  <lastmod>2026-04-08T12:37:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/2026/law-abundance-conference</loc>
  <lastmod>2026-02-27T12:05:35-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/laborpublic-economics-workshop/2026/olivia-mitchell-university-pennsylvania</loc>
  <lastmod>2026-03-26T08:43:21-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/laborpublic-economics-workshop/2026/crystal-yang-harvard-university</loc>
  <lastmod>2026-04-27T10:31:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/industrial-organization-seminar/2026/victoria-marone-yale-university</loc>
  <lastmod>2026-04-13T18:06:44-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/2026/2026-pre-doctoral-economics-conference</loc>
  <lastmod>2026-04-14T12:59:40-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/2026/whats-next-abundance-movement-conversation-jerusalem-demsas-and-matt-yglesias</loc>
  <lastmod>2026-01-22T21:36:30-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/2026/state-capacity-abundance-activating-states-and-expanding-research-actionable-policy</loc>
  <lastmod>2026-01-22T21:03:20-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/yale-school-public-health-events/2026/rebuilding-trust-public-health-causes-consequences-and-responses</loc>
  <lastmod>2026-02-06T15:25:18-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/yale-law-school-events/2026/interdisciplinary-perspective-bioethics</loc>
  <lastmod>2026-02-06T15:25:50-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/yale-law-school-events/2026/health-law-and-religion</loc>
  <lastmod>2026-02-06T15:25:39-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/yale-law-school/2026/health-care-age-misinformation</loc>
  <lastmod>2026-04-13T18:09:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/2026/beyond-hype-thinking-critically-about-ai-healthcare</loc>
  <lastmod>2026-03-24T11:49:20-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/yale-school-public-health/2026/unforgiving-places-unexpected-origins-gun-violence</loc>
  <lastmod>2026-03-24T11:47:58-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/laborpublic-economics-workshop</loc>
  <lastmod>2026-04-13T18:04:40-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/industrial-organization-seminar</loc>
  <lastmod>2026-04-13T18:06:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/economic-history-workshop</loc>
  <lastmod>2026-01-26T10:45:35-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/tobin-cowles-health-economics-seminar</loc>
  <lastmod>2025-09-11T13:37:47-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/yale-law-school</loc>
  <lastmod>2026-04-13T18:23:09-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/yale-school-public-health</loc>
  <lastmod>2026-04-13T18:23:22-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/initiatives/health-economics</loc>
  <lastmod>2026-02-25T13:44:47-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/initiatives/digital-economy</loc>
  <lastmod>2026-05-12T12:59:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/initiatives/early-childhood-and-education</loc>
  <lastmod>2025-06-10T14:00:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/initiatives/economic-opportunity</loc>
  <lastmod>2026-02-25T13:46:17-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/initiatives/climate</loc>
  <lastmod>2025-05-29T11:33:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/initiatives/evidence-based-policy</loc>
  <lastmod>2026-02-25T13:47:02-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/initiatives/supply-chain-research-alliance</loc>
  <lastmod>2025-05-28T11:55:26-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/programs/health-economics-policy</loc>
  <lastmod>2026-05-12T13:18:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/kuznets/kuznets-30/Goldberg-QA</loc>
  <lastmod>2024-12-13T12:45:13-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211206/prof-cooper-wsj-features-findings-wisconsin-hospitals-pursued-medical-debt-collection-widely</loc>
  <lastmod>2024-06-11T13:21:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211206/bloomberg-reports-coopers-research-showing-wisconsin-hospital-collections-lawsuits-increased-more</loc>
  <lastmod>2022-12-02T23:11:42-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211207/hospitals-suing-patients-covered-politico</loc>
  <lastmod>2022-11-29T19:23:55-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211206/hospitals-suing-patients-covered-modern-healthcare</loc>
  <lastmod>2022-11-29T19:25:08-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210426/governors-fellows-connecticuts-roadmap-transformative-equitable-and-healthy-recovery</loc>
  <lastmod>2023-03-06T09:41:21-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220509/governors-fellows-ct-passes-anti-lead-poisoning-bill</loc>
  <lastmod>2023-03-06T09:41:44-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211210/governors-fellows-connecticut-launches-college-mental-health-program</loc>
  <lastmod>2023-03-02T22:54:51-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220328/governors-fellows-ct-governor-announces-afghan-refugee-task-force</loc>
  <lastmod>2023-03-06T09:42:40-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211020/connecticuts-innovation-corridors-slated-create-15k-jobs</loc>
  <lastmod>2022-12-20T21:28:42-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/221202/elizabeth-jurinka-joins-yales-tobin-center-economic-policy-senior-policy-fellow</loc>
  <lastmod>2022-12-02T22:21:59-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220818/prof-fenichel-yale-economist-leads-new-federal-initiative-include-nature-us-economic-indicators-npr</loc>
  <lastmod>2023-03-02T16:16:33-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220807/prof-nordhaus-nyt-features-historic-climate-bill-bill-context-nobel-winners-issue-defining</loc>
  <lastmod>2023-03-02T16:15:37-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220422/atlantic-infrastructure-construction-and-cost-citizen-voice</loc>
  <lastmod>2022-12-02T22:32:35-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220124/prof-goldsmith-pinkham-changes-medicare-help-close-racial-gaps-access-healthcare</loc>
  <lastmod>2023-03-20T11:49:51-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220110/prof-cooper-interviewed-kate-archer-kent-wprs-morning-show-rise-hospital-lawsuits-over-unpaid</loc>
  <lastmod>2024-06-11T13:20:36-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211221/khn-quotes-tobins-cooper-unaffordable-medical-costs-being-systemic-issue-impacts-most-vulnerable-our</loc>
  <lastmod>2024-06-11T13:20:55-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211217/tobin-researchers-campaign-boost-vaccinations-communities-color</loc>
  <lastmod>2023-03-22T09:36:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211216/atlantic-mask-wearing-still-effective-against-covid-19</loc>
  <lastmod>2023-03-14T13:03:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211215/bloomberg-economic-impacts-unvaccinated-childcare-workers</loc>
  <lastmod>2023-03-22T09:36:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211028/prof-cooper-wsj-features-research-suggesting-narrow-network-health-plan-lower-bills</loc>
  <lastmod>2024-06-11T13:21:41-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210926/prof-abaluck-nyt-features-research-mask-efficacy-major-masking-study-showcased</loc>
  <lastmod>2023-03-22T09:15:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210907/nextadvisor-parentship-time-cites-tobin-research-economic-impacts-losing-unemployment-benefits</loc>
  <lastmod>2022-12-02T23:32:53-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210907/tobin-center-supports-pricing-nature-podcast</loc>
  <lastmod>2022-12-02T23:37:14-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210822/prof-cooper-nyt-quotes-cooper-inconsistent-pricing-hospitals</loc>
  <lastmod>2024-06-11T13:22:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210813/cdc-features-tobin-supported-research-childcare-provider-vaccine-uptake</loc>
  <lastmod>2023-03-22T09:38:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210720/npr-tobins-cooper-hospital-merger-cost-communities-biden-actions-and-taking-1-steps-change</loc>
  <lastmod>2024-06-11T13:22:07-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210712/prof-cooper-washington-post-interview-biden-order-enforce-hospital-price-transparency</loc>
  <lastmod>2024-06-11T13:22:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210521/prof-cooper-hospital-consolidation-research-informs-nyt-discussion</loc>
  <lastmod>2024-06-11T13:22:41-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210428/zack-cooper-fiona-scott-morton-win-nihcm-award</loc>
  <lastmod>2024-06-11T13:28:22-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200625/yale-labor-survey-tracks-us-labor-markets-real-time</loc>
  <lastmod>2023-03-22T09:56:06-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200808/economist-what-it-takes-become-academic-economist-changing</loc>
  <lastmod>2022-12-20T21:38:49-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/151218/health-cares-price-conundrum</loc>
  <lastmod>2023-01-31T20:06:34-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/151218/upshotwhere-health-care-better-and-cheaper-answers-10-questions</loc>
  <lastmod>2023-02-23T15:41:23-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/151215/nyt-upshot-quotes-zack-coopers-price-aint-right</loc>
  <lastmod>2023-02-23T15:44:28-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/151215/unprecedented-look-medical-costs-nationwide</loc>
  <lastmod>2023-02-23T15:46:51-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/160508/study-finds-much-higher-prices-medical-services-wisconsin</loc>
  <lastmod>2023-02-23T15:40:02-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220721/profs-cooper-ndumele-research-geographical-variation-health-care-costs-featured-axios</loc>
  <lastmod>2024-06-11T13:17:55-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200528/ill-timed-heath-care-buyouts-bruise-kkr-and-blackstone</loc>
  <lastmod>2023-02-23T15:34:04-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200729/600-week-extra-unemployment-aid-deterring-people-seeking-work</loc>
  <lastmod>2023-03-22T09:55:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200911/power-millions-unemployed-left-hanging-coronavirus-relief-congress-hits-dead-end-street</loc>
  <lastmod>2023-03-22T09:44:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210129/pandemic-completely-changing-way-we-treat-unemployment</loc>
  <lastmod>2023-03-22T09:41:40-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210513/no-unemployment-benefits-dont-stop-people-returning-work</loc>
  <lastmod>2023-03-22T09:39:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210906/creating-constituency-efficiency-health-care</loc>
  <lastmod>2024-06-11T13:31:59-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211018/hospital-prices-are-arbitrary-just-look-kingsburys-100000-bill</loc>
  <lastmod>2023-02-23T14:21:49-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211206/hospitals-wisconsin-pursued-medical-debt-collection-widely-unevenly-study-finds</loc>
  <lastmod>2023-02-23T14:19:20-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220103/fulfilling-promise-no-surprises-act</loc>
  <lastmod>2023-03-02T16:48:59-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220106/medical-debt-collection-practices-targeted-new-laws</loc>
  <lastmod>2023-02-23T14:12:46-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220201/prof-cooper-emily-radel-medical-ethics-advisor-cites-tobins-work-ethical-implications-hospitals</loc>
  <lastmod>2024-06-11T13:20:07-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220228/unexpected-impacts-innovation</loc>
  <lastmod>2023-03-22T09:24:24-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220411/prof-cooper-research-surprise-billing-informs-discussion-congress-ban</loc>
  <lastmod>2024-06-11T13:18:44-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220427/prof-cooper-research-informs-discussion-surprise-billing-stat-news</loc>
  <lastmod>2024-06-11T13:18:24-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230111/prof-scott-morton-nyt-quotes-scott-morton-discussion-regulation-big-tech</loc>
  <lastmod>2023-09-13T15:38:24-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230110/prof-scott-morton-president-biden-weighs-digital-economy-regulation-area-expertise-scott-morton-wsj</loc>
  <lastmod>2023-09-13T15:38:05-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230120/prof-nordhaus-nyt-discusses-natural-capital-accounting-experts-role-white-house-decisions-economic</loc>
  <lastmod>2023-03-02T16:25:06-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200731/uncertainty-anxiety-and-sleepless-nights-unemployed-congress-lets-600-benefit-lapse</loc>
  <lastmod>2023-03-22T09:55:35-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200802/pelosi-mnuchin-meadows-point-disagreements-deal-unemployment-benefits-coronavirus-relief-remains</loc>
  <lastmod>2023-03-22T09:55:19-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200803/unemployed-stare-abyss-republicans-look-away</loc>
  <lastmod>2023-03-22T09:54:38-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200803/daily-202-trump-makes-another-end-run-around-gop-controlled-senate-stretching-delegation-authority</loc>
  <lastmod>2023-03-22T09:54:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200803/finance-202-trumps-coronavirus-crisis-response-undermines-his-image-billionaire-populist</loc>
  <lastmod>2023-03-22T09:54:10-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200806/democrats-white-house-far-apart-virus-relief</loc>
  <lastmod>2023-03-22T09:47:05-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200804/myth-unemployment-benefits-depressing-work</loc>
  <lastmod>2023-03-22T09:53:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200805/trump-threatens-executive-actions-coronavirus-relief-deal-remains-elusive-capitol-hill</loc>
  <lastmod>2023-03-22T09:53:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200805/lapse-extra-unemployment-benefits-hurt-us-recovery-economists-say</loc>
  <lastmod>2023-03-22T09:53:28-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200806/controversial-600-unemployment-aid-debate-explained</loc>
  <lastmod>2023-03-22T09:47:26-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200810/federal-government-sent-workers-nearly-250-billion-600-week-jobless-aid</loc>
  <lastmod>2023-03-22T09:46:46-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200813/unemployment-benefit-size-not-issue</loc>
  <lastmod>2023-03-22T09:45:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200813/wsj-survey-benefits-extra-unemployment-aid-outweigh-word-disincentive</loc>
  <lastmod>2023-03-22T09:46:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200910/do-jobless-benefits-deter-workers-some-employers-say-yes-studies-dont</loc>
  <lastmod>2023-03-22T09:45:14-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200910/they-call-me-criminal-nursing-home-workers-who-may-spread-virus</loc>
  <lastmod>2023-03-22T09:44:46-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220127/child-care-programs-masking-helped-minimize-closures-study-shows</loc>
  <lastmod>2023-03-22T09:33:05-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220131/child-masking-early-pandemic-reduced-child-care-program-closures-yale-study-finds</loc>
  <lastmod>2023-03-22T09:31:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220217/do-masks-really-harm-kids-heres-what-science-says</loc>
  <lastmod>2023-03-22T09:25:27-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220217/opinion-family-physician-weighs-we-shouldnt-rush-eliminate-school-mask-mandates</loc>
  <lastmod>2023-03-22T09:25:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220228/state-covid-vax-mandates-teachers-often-left-out-daycare-workers</loc>
  <lastmod>2023-03-18T16:34:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220228/does-science-support-lifting-school-mask-mandates</loc>
  <lastmod>2023-03-22T09:25:06-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220301/prof-gilliam-dave-wilkinson-rachel-diaz-wbur-article-informed-research-child-care-and-mask-mandate</loc>
  <lastmod>2023-03-22T09:23:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220317/prof-gilliam-dave-wilkinson-rachel-diaz-yahoonews-references-research-discussion-child-care-and-mask</loc>
  <lastmod>2023-03-22T09:21:21-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220202/lockdowns-only-reduced-covid-deaths-02-cent-johns-hopkins-study-finds</loc>
  <lastmod>2023-03-18T16:34:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220308/profs-spiegel-tookes-research-efficacy-covid-closures-informs-discussion-factcheck</loc>
  <lastmod>2023-03-18T16:34:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220124/profs-goldsmith-pinkham-wallace-changes-medicare-help-close-racial-gaps-access-healthcare</loc>
  <lastmod>2023-03-22T09:33:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220506/profs-wallace-goldsmith-pinkham-research-access-health-care-across-racial-and-ethnic-groups-informs</loc>
  <lastmod>2023-03-22T09:19:17-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/201022/schoolchildren-seem-unlikely-fuel-coronavirus-surges-scientists-say</loc>
  <lastmod>2023-03-22T09:43:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/201022/can-i-safely-send-my-kid-day-care-we-asked-experts</loc>
  <lastmod>2023-03-22T09:42:24-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/201022/covid-19-and-child-care-what-latest-research-says</loc>
  <lastmod>2023-03-18T16:34:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210510/promising-pfizer-results-child-coronavirus-vaccines</loc>
  <lastmod>2023-03-22T09:39:51-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220203/masking-early-child-care-programs-linked-fewer-closures</loc>
  <lastmod>2023-03-22T09:28:22-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220303/prof-gilliam-dave-wilkinson-rachel-diaz-risk-covid-19-transmission-child-care-centers-featured</loc>
  <lastmod>2023-03-18T16:34:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/201014/day-care-centers-are-very-low-risk-covid-19-transmission-study-says</loc>
  <lastmod>2023-03-18T16:34:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210614/opinion-how-republicans-could-actually-improve-bidens-infrastructure-proposal</loc>
  <lastmod>2023-02-23T14:42:23-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220422/prof-liscow-atlantic-discusses-infrastructure-construction-and-cost-citizen-voice</loc>
  <lastmod>2023-03-02T16:08:56-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220724/prof-liscow-wsj-interview-why-infrastructure-expensive-and-what-can-be-done</loc>
  <lastmod>2023-03-02T16:15:06-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220725/prof-liscow-atlantic-cites-researcher-infrastructure-costs-discussion-housing-prices</loc>
  <lastmod>2023-03-02T16:15:19-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220301/profs-elharake-gilliam-discussion-biden-state-union-student-mental-health-cites-meta-analysis-child</loc>
  <lastmod>2023-03-18T16:34:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200226/quantifying-liberal-suckerdom</loc>
  <lastmod>2023-02-23T15:35:34-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220912/jaehee-song-hawaii-reporter-cites-research-land-use-and-zoning-restrictions-discussion-hawaii</loc>
  <lastmod>2023-03-02T16:18:49-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220602/prof-levy-research-impact-metoo-movement-featured-washington-post</loc>
  <lastmod>2023-03-02T16:14:21-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220107/alternative-closing-schools</loc>
  <lastmod>2023-03-22T09:35:04-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/201112/profs-altonji-humphries-wsj-cites-research-value-advanced-degrees-discussion-how-invest-education</loc>
  <lastmod>2023-03-02T16:31:34-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210610/opinion-tax-system-working-intended-so-if-we-want-tax-rich-here-are-some-alternative-options</loc>
  <lastmod>2023-02-23T14:44:10-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220329/prof-liscow-research-capital-income-taxation-policies-informs-debate-president-bidens-tax-plan-hill</loc>
  <lastmod>2023-03-02T16:07:39-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220330/prof-liscow-center-square-cites-liscows-research-capital-income-taxation-policies-discussion</loc>
  <lastmod>2023-03-02T16:07:52-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210623/prof-zilibotti-research-covid-related-school-closures-informs-nyt-discussion-education-great</loc>
  <lastmod>2023-03-18T18:01:06-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220709/prof-liscow-vox-cites-research-attitudes-cash-vs-kind-aid-discussion-effectiveness-direct-cash</loc>
  <lastmod>2023-03-02T16:14:37-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230216/yales-tobin-center-economic-policy-releases-its-inaugural-phase-report</loc>
  <lastmod>2025-05-28T12:20:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220301/prof-cooper-axios-features-research-hospital-prices-and-quality-care</loc>
  <lastmod>2024-06-11T13:20:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220302/prof-cooper-brookings-cites-research-rising-hospital-prices-and-quality</loc>
  <lastmod>2024-06-11T13:19:40-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220307/prof-cooper-taming-rising-hospital-prices-while-maintaining-quality</loc>
  <lastmod>2024-06-11T13:19:14-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220307/prof-cooper-healthcaredive-features-research-hospital-prices-and-quality-care</loc>
  <lastmod>2026-04-22T15:19:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220314/prof-cooper-global-competition-review-features-research-hospital-prices-and-quality-care</loc>
  <lastmod>2024-06-11T13:19:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220322/prof-cooper-usa-today-cites-research-hospital-prices-and-quality-care</loc>
  <lastmod>2024-06-11T13:18:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220428/prof-cooper-interview-freakonomics-quality-and-prices-hospitals</loc>
  <lastmod>2024-06-11T13:18:09-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220228/overdue-or-premature-child-care-providers-have-mixed-reactions-state-lifts-mask-mandate</loc>
  <lastmod>2023-03-22T09:24:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/221004/profs-wallace-goldsmith-pinkham-ohio-capital-journal-discusses-uneven-covid-death-rates-among</loc>
  <lastmod>2023-03-18T16:34:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/221006/profs-wallace-goldsmith-pinkham-nbc-discusses-uneven-covid-death-rates-among-political-parties</loc>
  <lastmod>2023-03-20T11:34:35-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/221006/profs-wallace-goldsmith-pinkham-vox-article-cites-research-excess-covid-death-rates-among</loc>
  <lastmod>2023-03-18T16:34:09-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/221008/profs-wallace-goldsmith-pinkham-research-excess-covid-death-rates-among-republicans-informs</loc>
  <lastmod>2023-03-18T16:33:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/221012/profs-wallace-goldsmith-pinkham-letter-editor-red-bluff-daily-news-writer-cites-research-excess</loc>
  <lastmod>2023-03-18T16:33:21-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/221019/profs-wallace-goldsmith-pinkham-research-excess-covid-death-rates-among-republicans-informs</loc>
  <lastmod>2023-03-18T16:33:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/221021/profs-wallace-goldsmith-pinkham-research-excess-covid-death-rates-among-republicans-featured-tribune</loc>
  <lastmod>2023-03-20T11:33:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/221028/profs-wallace-goldsmith-pinkham-research-excess-covid-death-rates-among-republicans-informs</loc>
  <lastmod>2023-03-22T09:16:00-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220208/prof-gillingham-helping-drivers-understand-advantages-electric-cars-can-help-accelerate-shift</loc>
  <lastmod>2023-03-02T15:46:56-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220405/prof-gillingham-popular-science-quotes-gillingham-discussion-electrical-vehicles</loc>
  <lastmod>2023-03-02T16:09:12-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220907/profs-searchinger-and-berry-searchinger-quoted-nyt-informs-discussion-why-logged-trees-should-not-be</loc>
  <lastmod>2023-03-02T16:18:33-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/180730/nyt-shopping-health-care-doesnt-work-so-what-might</loc>
  <lastmod>2023-02-23T15:37:32-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210306/marketwatch-americans-scroll-amazon-and-walmart-bargains-yet-choose-pricey-healthcare-services-and</loc>
  <lastmod>2023-02-23T14:57:25-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210301/nihcm-health-care-shoppable</loc>
  <lastmod>2023-02-23T14:59:36-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230301/yales-tobin-center-assembles-leading-economists-tackle-digital-market-regulation</loc>
  <lastmod>2023-11-08T11:51:02-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230227/rachel-diaz-tobin-ra-isps-alum-works-advance-health-policy</loc>
  <lastmod>2023-03-02T12:50:54-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/220311/governors-fellows-empowering-high-school-students-decide-how-15-million-relief-funds-are-spent</loc>
  <lastmod>2023-03-06T09:40:24-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/governors-fellows-medicaid-and-unwinding-public-health-emergency</loc>
  <lastmod>2023-03-06T09:55:37-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230303/prof-kotchen-economic-impact-daylight-savings-time-informs-congress-debate-locking-clock</loc>
  <lastmod>2023-05-30T16:12:15-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/prof-scott-morton-will-eus-new-law-remake-big-tech</loc>
  <lastmod>2023-05-30T16:23:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230308/prof-abaluck-conclusions-we-can-draw-cochrane-library-review-research-masks</loc>
  <lastmod>2023-03-10T16:11:07-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210322/yale-study-covid-19-and-childcare-provides-essential-resource-parents-providers-and-policymakers</loc>
  <lastmod>2024-01-04T14:02:45-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/221205/liz-jurinka-addition-tobin-center-team-featured-politico</loc>
  <lastmod>2023-04-25T15:51:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230321/prof-fenichel-discussion-natural-capital-accounting-and-integrating-data-decision-making</loc>
  <lastmod>2023-03-27T15:45:15-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230316/prof-ndumele-impacts-expiration-medicaids-continuous-enrollment-program</loc>
  <lastmod>2023-03-27T15:48:38-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230406/treasury-secretary-janet-yellen-phd-71-spends-day-yale-tobin-center</loc>
  <lastmod>2024-01-11T14:53:09-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230407/tobin-center-co-hosts-event-puerto-rico-crossroads-and-lessons-latin-america</loc>
  <lastmod>2023-04-13T14:20:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230426/prof-biasi-research-teacher-pay-reform-featured-education-next</loc>
  <lastmod>2023-05-02T08:23:22-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230516/tobin-center-co-hosts-webinar-historic-revision-federal-cost-benefit-analyses</loc>
  <lastmod>2023-11-08T11:45:26-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230524/profs-cooper-scott-morton-research-surprise-billing-quoted-la-times</loc>
  <lastmod>2024-06-11T13:17:26-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230601/tobin-center-hosts-rct-workshop-partnering-ct-j-pal-north-america-improve-state-medicaid-program</loc>
  <lastmod>2024-01-08T09:59:39-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230520/prof-odea-yahoofinance-features-odeas-research-costly-retirement-decisions-many-make</loc>
  <lastmod>2023-06-02T10:28:38-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230605/rebecca-toseland-tobins-director-research-support-predoc-fellows-program-awarded-fas-deans-award</loc>
  <lastmod>2023-06-07T12:57:59-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230608/zack-cooper-testifies-us-senate-committee-finance</loc>
  <lastmod>2023-11-08T11:45:16-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230609/prof-cooper-marketwatch-features-coopers-testimony-senate-committee-finance</loc>
  <lastmod>2024-06-11T13:17:10-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230405/yale-tobin-center-announces-initiatives-and-partnerships-supporting-core-themes-modern-supply-side</loc>
  <lastmod>2024-10-15T12:05:17-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/221004/american-childcare-survey-ysm-reports-higher-rates-depression-stress-and-asthma-among-childcare</loc>
  <lastmod>2023-06-21T11:10:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/201014/prof-gilliam-research-child-care-and-covid-19-transmission-featured-la-times</loc>
  <lastmod>2023-06-21T11:54:22-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/201020/prof-gilliam-research-child-care-and-covid-19-transmission-featured-cheddar</loc>
  <lastmod>2023-06-21T12:01:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210830/prof-gilliam-research-child-care-worker-vaccination-rates-featured-yale-news</loc>
  <lastmod>2023-06-21T12:20:44-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/210907/prof-gilliam-research-child-care-worker-vaccination-rates-featured-wshu-radio</loc>
  <lastmod>2023-06-21T12:21:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/211014/prof-gilliam-research-child-care-worker-vaccination-rates-featured-usa-today</loc>
  <lastmod>2023-06-21T12:26:23-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/201016/prof-gilliam-research-child-care-and-covid-19-transmission-featured-yalenews</loc>
  <lastmod>2023-06-21T12:34:04-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230701/profs-williams-oery-yale-alumni-magazine-features-research-dynamic-price-competition-airline-markets</loc>
  <lastmod>2023-06-26T14:47:23-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230622/prof-scott-morton-antitrust-and-competition-policy-work-including-digital-economy-project-featured</loc>
  <lastmod>2023-06-26T14:49:16-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230523/us-senate-yale-scholarship-gets-public-hearing</loc>
  <lastmod>2024-06-13T11:17:51-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230726/tobin-centers-wilkinson-appointed-federal-commission-social-impact-partnerships</loc>
  <lastmod>2023-07-26T17:16:28-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230725/cooper-testimony-hospital-market-consolidation-cited-nyt-oped</loc>
  <lastmod>2024-06-11T13:16:58-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230802/professors-jacob-wallace-and-paul-goldsmith-pinkham-research-linking-covid-related-deaths-political</loc>
  <lastmod>2023-08-09T16:28:42-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230801/feds-tobin-supported-benefits-cliff-research-informs-florida-benefits-expansion</loc>
  <lastmod>2023-08-09T11:37:15-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230806/matthew-agarwala-tobin-sr-policy-fellows-research-links-climate-change-national-credit-ratings</loc>
  <lastmod>2023-08-09T14:08:42-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230807/matthew-agarwala-responsible-investors-examines-tobin-senior-policy-fellow-research-linking-climate</loc>
  <lastmod>2023-08-09T13:51:04-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230803/matthew-agarwala-tobin-senior-policy-fellow-research-linking-climate-change-and-national-credit</loc>
  <lastmod>2023-08-09T13:53:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230807/matthew-agarwala-tobin-senior-policy-fellow-research-informs-discussion-climate-change-and-indias</loc>
  <lastmod>2023-08-09T13:56:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230730/professors-jacob-wallace-and-paul-goldsmith-pinkham-research-linking-covid-related-deaths-political</loc>
  <lastmod>2023-08-09T16:22:06-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230810/cited-yellen-tobin-event-prof-fenichel-enables-government-value-nature</loc>
  <lastmod>2023-11-08T11:45:04-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230818/president-salovey-cites-tobin-centers-research-and-policy-achievements</loc>
  <lastmod>2023-08-18T11:44:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230815/profs-speigel-tookes-did-lockdown-fatigue-diminish-effectiveness-covid-19-restrictions</loc>
  <lastmod>2023-08-21T15:27:57-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230822/politico-approaching-funding-cliff-tobin-federal-state-partners-focus-childcares-role-economy</loc>
  <lastmod>2023-08-22T16:11:59-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230907/usa-today-tobin-ed-wilkinson-provides-insight-md-gov-moores-new-chief-performance-officer-role</loc>
  <lastmod>2023-09-11T17:24:17-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230913/new-yale-journal-provides-crucial-insights-digital-market-regulation</loc>
  <lastmod>2023-09-14T00:42:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230926/new-research-sheds-light-economic-consequences-evictions</loc>
  <lastmod>2024-01-12T14:28:39-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/231013/how-can-improved-data-and-evidence-improve-lives-connecticut</loc>
  <lastmod>2023-11-08T11:44:39-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/230821/op-ed-prof-fenichel-major-federal-actions-valuing-natural-capital</loc>
  <lastmod>2023-10-23T10:02:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/231114/prof-odea-research-featured-401k-match-game-couples-are-losing</loc>
  <lastmod>2023-11-16T09:56:34-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/231201/event-honors-50-year-anniversary-growth-obsolete-paper-william-nordhaus-and-james-tobin</loc>
  <lastmod>2023-12-01T12:53:11-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/231201/prof-cooper-research-health-care-mergers-featured-axios</loc>
  <lastmod>2023-12-01T13:00:08-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/231201/prof-cooper-axios-features-coopers-research-health-care-mergers</loc>
  <lastmod>2024-06-11T13:16:42-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/200702/pande-and-coauthors-using-technology-save-lives-during-indias-monsoon-season</loc>
  <lastmod>2025-05-14T12:39:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/231226/prof-cooper-rise-serious-medical-errors-hospitals-acquired-private-equity-firms</loc>
  <lastmod>2024-06-11T13:16:28-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240108/profs-wallace-and-goldsmith-pinkham-research-linking-covid-related-deaths-political-affiliation-top</loc>
  <lastmod>2024-01-08T17:18:01-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/231226/prof-cooper-hospital-consolidation-research-and-hhi-data-informs-bloomberg-discussion</loc>
  <lastmod>2024-06-11T13:16:17-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240110/npr-new-research-highlights-need-improved-models-climate-policy</loc>
  <lastmod>2024-01-19T15:46:25-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240116/tobin-predoc-fellows-program-highlighted-program-community-mentoring-and-crash-course-research</loc>
  <lastmod>2024-01-19T15:49:46-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240214/prof-cooper-wapo-no-surprises-act-has-successfully-protected-millions-patients-big-hospital-bills</loc>
  <lastmod>2024-06-11T13:16:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240220/memoriam-jonathan-eaton-phd-76-renowned-international-economist</loc>
  <lastmod>2026-05-12T13:12:10-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240315/prof-gillingham-weighs-google-flights-emission-estimates-washington-post</loc>
  <lastmod>2024-03-18T16:15:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240321/economic-consequences-climate-change-interview-nobel-laureate-william-nordhaus</loc>
  <lastmod>2024-03-25T11:18:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240214/dissc-senior-policy-fellow-ron-borzekowski-empowering-social-scientists-yale</loc>
  <lastmod>2024-03-22T08:23:33-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240402/profs-peters-zilibotti-research-unequal-effects-service-led-growth-cited-nyt</loc>
  <lastmod>2024-04-05T08:55:56-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240403/yale-insights-interview-prof-scott-morton-doj-suit-against-apple</loc>
  <lastmod>2024-04-04T17:21:14-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240411/yale-white-house-qa-elizabeth-wilkins-careers-policy-and-public-service</loc>
  <lastmod>2024-04-18T11:01:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240418/creating-global-impact-through-yales-data-driven-social-sciences</loc>
  <lastmod>2024-04-18T11:31:27-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240424/prof-cooper-axios-features-coopers-research-hospital-mergers-leading-increased-health-care-costs</loc>
  <lastmod>2024-06-11T13:15:23-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240424/yalenews-lax-antitrust-enforcement-linked-rising-hospital-prices</loc>
  <lastmod>2024-06-11T13:15:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240424/prof-cooper-wsj-features-research-true-cost-megamergers-healthcare-higher-prices</loc>
  <lastmod>2024-06-06T13:28:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240424/prof-cooper-stat-news-features-coopers-research-hospital-mergers-leading-increased-health-care</loc>
  <lastmod>2024-04-24T14:08:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240426/prof-cooper-axios-future-health-care-and-hospitals</loc>
  <lastmod>2024-06-11T13:15:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240429/new-study-co-authored-yale-economist-aleh-tsyvinski-quantifies-immense-economic-costs-mental-illness</loc>
  <lastmod>2024-10-01T09:48:18-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240427/prof-scott-morton-senior-policy-fellow-david-dinielli-weigh-google-antitrust-case</loc>
  <lastmod>2024-05-02T10:32:59-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240429/prof-barbara-biasi-wins-american-economic-association-award-research-teacher-salary-structures</loc>
  <lastmod>2024-05-01T12:09:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240506/yale-hosts-deposit-insurance-conference-offering-new-perspectives-research-and-policy</loc>
  <lastmod>2024-05-06T18:15:58-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240531/yale-insights-interview-prof-chima-ndumele-reinventing-medicaid</loc>
  <lastmod>2024-05-23T16:00:05-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240606/prof-cooper-wsj-features-research-hospital-consolidation-and-rising-health-care-costs</loc>
  <lastmod>2024-06-11T11:06:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240611/june-17-webinar-prof-cooper-joining-kffs-health-wonk-shop-discuss-site-neutral-payments</loc>
  <lastmod>2024-06-11T11:58:52-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240623/prof-cooper-wsj-features-research-linking-hospital-mergers-rising-prices-and-job-loss</loc>
  <lastmod>2024-06-24T00:35:56-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240624/yale-new-release-rising-health-care-prices-are-driving-unemployment-and-job-losses</loc>
  <lastmod>2024-06-25T10:05:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240625/prof-cooper-modern-healthcare-features-new-research-linking-hospital-mergers-job-loss-and-rising</loc>
  <lastmod>2024-06-25T15:10:33-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240628/prof-cooper-propublica-research-helps-shape-law-protecting-patients-sky-high-medical-bills</loc>
  <lastmod>2024-07-01T10:50:38-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240626/prof-berry-tobin-faculty-director-and-princetons-tim-searchinger-climate-consequences-using-wood</loc>
  <lastmod>2024-07-19T11:06:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240625/prof-cooper-fierce-healthcare-features-new-research-linking-hospital-mergers-job-loss-and-rising</loc>
  <lastmod>2024-07-08T10:47:06-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240523/prof-khandelwal-supply-chain-research-informs-discussion-how-chinese-goods-dodge-american-tariffs</loc>
  <lastmod>2024-07-18T12:47:52-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240821/are-employers-optimizing-their-401k-match-new-research-yale-mit-and-vanguard-offers-new-policy-ideas</loc>
  <lastmod>2024-08-21T16:04:55-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240830/prof-cooper-axios-hospital-costs-and-margins</loc>
  <lastmod>2024-08-30T10:55:00-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240901/prof-peters-american-economic-productivity-global-context</loc>
  <lastmod>2024-09-23T09:38:48-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240923/prof-lapoint-research-floridas-pace-program-featured-local-fl-media</loc>
  <lastmod>2024-09-27T15:44:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240926/unlocking-data-yales-dissc-supports-social-science-breakthroughs</loc>
  <lastmod>2024-09-27T16:41:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240927/prof-liscow-research-cited-reporting-pres-bidens-infrastructure-bill</loc>
  <lastmod>2024-10-01T09:37:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240925/prof-tsyvinski-salon-highlights-research-mental-health-macroeconomic-crisis</loc>
  <lastmod>2024-10-01T09:48:38-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/241004/prof-cooper-axios-features-comments-cvs-and-largeconsolidated-entities</loc>
  <lastmod>2024-10-04T17:03:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/240912/prof-peters-cited-discussion-rd-and-american-economic-growth</loc>
  <lastmod>2024-10-07T09:10:59-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/241007/washington-post-features-research-identifying-key-elements-make-early-care-effective-labor-market</loc>
  <lastmod>2024-10-11T13:39:33-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/241010/new-research-free-all-day-early-care-sets-families-better-financial-trajectory</loc>
  <lastmod>2024-12-10T14:19:44-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/241017/zack-cooper-consolidated-health-systems-squeeze-life-out-local-economies-guardian</loc>
  <lastmod>2025-02-12T15:32:34-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/241014/prof-ayres-covid-boosters-la-times</loc>
  <lastmod>2024-11-04T15:02:04-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/241117/prof-altonji-shifting-gender-norms-and-economic-patterns-family-income-inequality</loc>
  <lastmod>2024-11-20T12:59:52-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/241211/depth-review-ct-budget-guardrails-provides-analysis-inform-policy</loc>
  <lastmod>2024-12-17T15:44:14-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/241212/prof-zachary-liscow-joining-niskanen-center-conversation-american-infrastructure-1212-3pm-et</loc>
  <lastmod>2024-12-12T13:06:28-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/241216/emily-osters-parentdata-ft-tobin-supported-research-why-early-care-means-parents-make-more-money</loc>
  <lastmod>2024-12-19T16:18:22-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/241220/tobin-faculty-bring-together-state-and-federal-policymakers-improve-medicaid</loc>
  <lastmod>2025-02-05T16:21:24-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250203/amit-khandelwal-eliminating-de-minimis-tariff-exception-will-hurt-lower-income-consumers-nyt</loc>
  <lastmod>2025-02-05T16:21:02-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250210/how-much-would-eliminating-de-minimis-tariff-exception-cost-american-consumer</loc>
  <lastmod>2025-06-05T16:11:23-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250320/new-fred-data-series-yales-moscarini-offers-more-nuanced-look-job-switching</loc>
  <lastmod>2025-03-20T12:14:48-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250326/press-release-indiana-hospital-merger-would-lead-higher-health-care-prices-and-job-losses</loc>
  <lastmod>2025-03-26T12:33:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250405/elena-stacy-managing-field-work-and-learning-hindi-predoc-enhanced-her-research-abilities</loc>
  <lastmod>2025-06-27T12:32:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/tobin-center-2024-year-review-ready-whats-next</loc>
  <lastmod>2025-04-28T09:46:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250503/steven-berry-elected-national-academy-sciences</loc>
  <lastmod>2025-05-08T08:44:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250505/cormac-odea-wins-yale-colleges-top-teaching-prize-social-sciences</loc>
  <lastmod>2025-05-06T10:00:19-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250506/cash-transfers-rental-assistance-rethinking-poverty-traps-new-findings-biannual-housing-research</loc>
  <lastmod>2025-06-16T15:28:40-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250511/cody-cook-traffic-speeds-inside-nycs-congestion-pricing-zone-increased-after-program-nyt-upshot</loc>
  <lastmod>2025-05-15T11:24:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250605/regulators-and-researchers-new-handbook-digital-market-regulation</loc>
  <lastmod>2025-06-11T08:22:04-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250709/welcoming-janet-currie-pioneer-economics-children-and-families-joins-yale</loc>
  <lastmod>2025-07-09T15:51:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250821/what-we-need-economists-energy-policy-according-former-white-house-advisor-ali-zaidi</loc>
  <lastmod>2025-11-17T17:09:15-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250909/prof-kotchen-wired-highlights-research-implicit-subsidies-oil-and-gas-industry</loc>
  <lastmod>2025-09-12T13:23:28-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250731/wall-street-journal-features-research-why-pre-k-good-parents-career</loc>
  <lastmod>2025-09-24T16:02:00-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/251001/steve-berry-his-path-yale-and-origins-blp-model</loc>
  <lastmod>2026-02-17T09:38:06-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/250930/lasting-impact-steve-berrys-work-through-eyes-colleagues-and-students</loc>
  <lastmod>2025-10-14T12:27:56-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/251007/yales-tobin-center-welcomes-former-national-snap-director-cathy-buhrig-senior-policy-fellow</loc>
  <lastmod>2025-10-20T14:01:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/251006/when-private-practices-merge-hospital-systems-costs-go-according-yales-cooper-and-scott-morton</loc>
  <lastmod>2025-10-07T22:21:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/251020/yales-tobin-center-welcomes-yohannes-abraham-distinguished-policy-fellow</loc>
  <lastmod>2025-10-20T11:16:52-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/251117/yale-launches-new-program-serve-hub-policy-relevant-health-economics-research</loc>
  <lastmod>2025-11-18T10:50:55-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/251027/leading-health-policy-strategist-andrea-harris-joins-yales-tobin-center-managing-director-health</loc>
  <lastmod>2026-02-26T14:59:19-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/251105/new-research-science-yale-economists-how-decarbonization-affects-economy-how-policymakers-can</loc>
  <lastmod>2025-11-06T10:36:13-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/251117/how-economists-can-boost-state-capacity-build-transportation-housing-and-energy-infrastructure</loc>
  <lastmod>2025-11-17T17:19:34-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/testimony-practical-steps-congress-can-take-bring-down-health-care-costs</loc>
  <lastmod>2026-01-19T14:42:06-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260210/government-capacity-can-unlock-supply-constraints-and-advance-affordability</loc>
  <lastmod>2026-02-23T16:45:46-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260206/building-trust-science-yale-hosts-conversations-replication-transparency-and-public-confidence</loc>
  <lastmod>2026-04-09T10:25:53-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260209/janet-currie-named-david-swensen-professor-economics</loc>
  <lastmod>2026-02-12T13:13:00-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260205/new-research-janet-currie-guideline-based-care-improves-outcomes-kids-anxiety-and-depression</loc>
  <lastmod>2026-02-12T14:08:59-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260130/yale-economist-fiona-scott-morton-ai-monopolists-could-be-disaster-workers</loc>
  <lastmod>2026-02-12T14:13:45-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260217/john-eric-humphries-named-2026-sloan-research-fellow-early-career-excellence</loc>
  <lastmod>2026-02-18T09:30:56-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260219/next-phase-abundance-will-depend-deeper-evidence-across-policy-domains</loc>
  <lastmod>2026-02-27T10:48:24-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260227/six-questions-yale-connecticut-director-sam-quinney</loc>
  <lastmod>2026-03-03T09:51:54-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260317/pascual-restrepo-ai-automation-and-future-work</loc>
  <lastmod>2026-03-27T08:41:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260309/health-care-affordability-lab-yale-university-launched-new-resource-policymakers-addressing-crisis-0</loc>
  <lastmod>2026-04-06T10:52:06-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260326/yale-economist-amit-khandelwal-2025-tariffs-and-short-run-impacts-us-economy</loc>
  <lastmod>2026-04-06T15:33:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260331/washington-post-features-prof-joseph-altonjis-research-returns-graduate-degrees</loc>
  <lastmod>2026-04-07T14:14:57-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260501/what-states-can-do-build-more-less</loc>
  <lastmod>2026-05-01T12:54:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260430/zack-cooper-testifies-rising-health-care-spending-texas-select-committee-health-care-affordability</loc>
  <lastmod>2026-05-01T15:54:53-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260501/secretary-janet-yellen-jen-pahlka-join-advisory-board-yales-tobin-center</loc>
  <lastmod>2026-05-04T20:00:14-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260501/tobin-centers-dave-wilkinson-named-serve-virginia-governors-cabinet-michelle-hahn-serve-centers</loc>
  <lastmod>2026-05-01T15:08:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news/260506/pascual-restrepo-wsj-what-compute-tax-and-why-idea-gaining-traction</loc>
  <lastmod>2026-05-08T09:44:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/connecticut-governors-economic-and-social-recovery-directors</loc>
  <lastmod>2022-11-26T15:30:33-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/connecticut-governors-covid-19-mitigation-fellows-fall-2021</loc>
  <lastmod>2022-11-26T15:34:22-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/connecticut-governors-fellows-fall-2022</loc>
  <lastmod>2022-11-26T15:47:42-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/governors-fellowship-program/apply/the-connecticut-governors-fellowship</loc>
  <lastmod>2025-08-19T15:06:30-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/postdoctoral-associate</loc>
  <lastmod>2025-07-22T10:41:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/undergraduate/tobin-ra/2025/can-ai-enhance-university-admissions-decisions</loc>
  <lastmod>2025-01-28T09:13:14-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/research-corporate-sustainability-reporting</loc>
  <lastmod>2026-02-06T09:44:48-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/research-us-housing-transportation-policy</loc>
  <lastmod>2025-12-01T11:52:15-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/retirement-security-social-security-reform</loc>
  <lastmod>2025-10-07T10:40:00-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/economics-safety-net</loc>
  <lastmod>2026-05-21T16:22:48-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/accounting-labor-markets-and-political-economy-regulation</loc>
  <lastmod>2026-04-27T14:11:44-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/research-labor-economics-and-economics-education</loc>
  <lastmod>2026-04-14T10:33:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/research-eviction-and-homelessness</loc>
  <lastmod>2025-10-06T14:57:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/economic-research-heat-pump-solar-pv-and-electricity-distribution-networks</loc>
  <lastmod>2026-04-30T10:58:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/research-economics-immigration-past-and-present</loc>
  <lastmod>2025-11-11T15:20:49-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/political-support-distributional-conflict-and-environmental-policy-service-led-economy</loc>
  <lastmod>2025-11-18T16:24:00-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/seasonal-migration</loc>
  <lastmod>2025-10-06T15:35:18-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/budget-lab-yale</loc>
  <lastmod>2025-12-09T11:55:43-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/energy-and-environmental-economics-research-fellow-0</loc>
  <lastmod>2026-02-13T13:43:37-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/research-corporate-behavioral-and-household-finance</loc>
  <lastmod>2026-01-08T14:22:54-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/development-and-experimental-economics-research-fellow</loc>
  <lastmod>2026-01-07T11:31:42-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/development-economics-postgraduate-associate-digital-and-governance</loc>
  <lastmod>2026-01-07T11:31:56-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/childcare-access-and-program-design</loc>
  <lastmod>2025-10-07T10:29:52-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/research-climate-and-biodiversity-finance</loc>
  <lastmod>2026-04-14T10:34:10-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/public-policies-rental-housing-markets</loc>
  <lastmod>2025-10-06T14:57:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/research-health-care-us-0</loc>
  <lastmod>2026-02-20T12:35:29-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/csap-predoc-quantitative-political-behavior-research</loc>
  <lastmod>2026-04-14T16:44:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/csap-predoc-us-congressional-elections</loc>
  <lastmod>2025-12-03T10:12:49-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/csap-predoc-polarization-and-inequality-us-criminal-legal-system</loc>
  <lastmod>2025-12-03T10:12:23-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/csap-predoc-democratic-party-knowledge-economy-0</loc>
  <lastmod>2026-01-09T15:08:46-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/research-fellowship-data-science-economics-and-law</loc>
  <lastmod>2026-05-15T10:41:24-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/research-industrial-organization-and-health-economics</loc>
  <lastmod>2026-04-14T10:33:20-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/addressing-infrastructure-crisis-why-it-takes-so-long-and-costs-so-much-build-us</loc>
  <lastmod>2026-04-24T11:06:53-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/design-congestion-pricing-policies</loc>
  <lastmod>2026-04-06T13:59:44-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities/pre-doctoral-research-fellow-economics</loc>
  <lastmod>2026-05-12T10:29:48-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/</loc>
  <lastmod>2026-05-04T15:00:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/about-tobin</loc>
  <lastmod>2026-04-01T11:46:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/initiatives-tobin</loc>
  <lastmod>2025-05-28T10:54:47-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research-tobin</loc>
  <lastmod>2025-05-29T12:23:32-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/news-tobin</loc>
  <lastmod>2025-09-12T13:57:55-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people-tobin</loc>
  <lastmod>2026-02-20T15:27:24-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/programs/pre-doctoral-fellows-program</loc>
  <lastmod>2026-04-30T10:55:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/programs/pre-doctoral-fellows-program/apply</loc>
  <lastmod>2025-10-06T15:35:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/faqs</loc>
  <lastmod>2025-07-17T15:00:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/connecticut-governors-fellowship-program/programs/governors-fellowship-program/current-governors-fellows</loc>
  <lastmod>2025-05-28T12:00:47-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/programs/pre-doctoral-fellows-program/current-pre-doctoral-fellows</loc>
  <lastmod>2025-05-28T12:15:15-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/health-economics/areas-of-focus/covid-19</loc>
  <lastmod>2023-07-23T12:54:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/health-economics/areas-of-focus/medicaid-medicare-and-supplemental-insurance</loc>
  <lastmod>2023-11-08T11:18:05-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/health-economics/areas-of-focus/private-insurance</loc>
  <lastmod>2024-04-24T10:37:33-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/k-12</loc>
  <lastmod>2022-12-02T22:13:41-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/yale-connecticut</loc>
  <lastmod>2022-12-02T22:14:22-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/protect-nursing-homes</loc>
  <lastmod>2026-05-12T13:04:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/education-and-early-childhood/research</loc>
  <lastmod>2025-06-10T14:03:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/education-and-early-childhood/news</loc>
  <lastmod>2023-05-31T11:39:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/climate/research</loc>
  <lastmod>2025-06-10T14:02:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/climate/news</loc>
  <lastmod>2023-05-31T11:41:40-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/digital-economy/research</loc>
  <lastmod>2025-06-10T13:59:35-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/digital-economy/news</loc>
  <lastmod>2023-05-31T11:05:57-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/programs/governors-fellowship-program/about-governors-fellows</loc>
  <lastmod>2025-05-08T15:03:33-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/digital-economy/policy-discussion-papers</loc>
  <lastmod>2025-03-19T17:07:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/health-economics/areas-of-focus</loc>
  <lastmod>2023-06-07T16:51:40-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/health-economics/research</loc>
  <lastmod>2024-08-07T10:52:56-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/health-economics/news</loc>
  <lastmod>2023-05-31T11:08:07-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/about-tobin/our-people/advisory-board</loc>
  <lastmod>2026-02-20T15:29:16-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/about-tobin/our-people/faculty-advisors</loc>
  <lastmod>2026-02-20T15:30:03-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/about-tobin/our-people/policy-fellows</loc>
  <lastmod>2026-02-20T15:30:39-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/about-tobin/our-people/pre-doc-fellows</loc>
  <lastmod>2026-02-20T15:31:22-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/health-economics/areas-of-focus/1-percent-steps</loc>
  <lastmod>2026-05-12T13:05:20-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/economic-mobility/research</loc>
  <lastmod>2023-11-08T11:25:44-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/economic-mobility/news</loc>
  <lastmod>2023-03-24T09:25:35-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/evidence-based-policy/research</loc>
  <lastmod>2023-11-08T11:11:43-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/about-tobin/our-people/pre-doc-alumni</loc>
  <lastmod>2025-05-28T12:16:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/preksurvey</loc>
  <lastmod>2023-05-31T14:22:36-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/programs/connecticut-governors-fellowship-program</loc>
  <lastmod>2025-05-28T15:59:07-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/opportunities</loc>
  <lastmod>2025-07-22T10:33:51-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/social-sciences-research-and-ai</loc>
  <lastmod>2024-01-08T10:36:26-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/2023-year-in-review</loc>
  <lastmod>2024-10-23T09:31:04-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/about/careers</loc>
  <lastmod>2026-05-11T16:42:21-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/careers/senior-research-data-support-analyst-climate-sustainability</loc>
  <lastmod>2024-05-23T10:28:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/careers/director-strategic-communications-outreach</loc>
  <lastmod>2024-05-23T10:28:18-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/junior-program-manager</loc>
  <lastmod>2024-03-13T11:43:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/careers/data-scientist-medicaid</loc>
  <lastmod>2024-03-19T11:38:47-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/careers/associate-program-manager</loc>
  <lastmod>2024-05-23T10:27:22-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/health-economics-spotlight-prof-zack-cooper</loc>
  <lastmod>2024-06-14T12:25:07-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/about/tobin-2024-ready-whats-next</loc>
  <lastmod>2025-05-29T09:55:09-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/indiana-hospital-merger-would-lead-higher-health-care-prices-and-job-losses</loc>
  <lastmod>2025-03-26T12:35:28-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/careers/director-ct-policy-collaborative</loc>
  <lastmod>2025-05-05T16:06:18-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/steven-test</loc>
  <lastmod>2025-05-28T17:27:28-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/email</loc>
  <lastmod>2025-07-31T10:29:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events-tobin</loc>
  <lastmod>2026-05-12T13:18:40-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/events/past-events-tobin</loc>
  <lastmod>2025-08-25T15:15:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/programs/health-economics-policy/research</loc>
  <lastmod>2025-09-09T12:43:46-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/programs/health-economics-policy/events</loc>
  <lastmod>2026-02-11T10:19:12-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/law-abundance-conference-participants</loc>
  <lastmod>2026-01-20T16:56:26-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/sign-email</loc>
  <lastmod>2026-02-10T11:10:18-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/tobin-postdoctoral-research-associates</loc>
  <lastmod>2026-02-20T15:23:34-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/policy-briefs</loc>
  <lastmod>2026-02-25T13:58:49-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/about/tobin-2025-meeting-moment</loc>
  <lastmod>2026-04-09T09:45:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/joseph-altonji</loc>
  <lastmod>2026-02-01T14:27:48-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/costas-arkolakis</loc>
  <lastmod>2026-02-02T11:58:29-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/dirk-bergemann</loc>
  <lastmod>2026-04-30T12:02:44-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/steven-berry</loc>
  <lastmod>2025-08-25T11:05:21-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/john-geanakoplos</loc>
  <lastmod>2025-08-25T11:06:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/pinelopi-goldberg</loc>
  <lastmod>2026-04-16T12:55:06-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/gerald-jaynes</loc>
  <lastmod>2025-12-08T14:36:53-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/yuichi-kitamura</loc>
  <lastmod>2025-03-26T12:33:27-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/samuel-kortum</loc>
  <lastmod>2026-04-23T12:05:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/amanda-kowalski</loc>
  <lastmod>2024-12-19T08:55:01-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/naomi-lamoreaux</loc>
  <lastmod>2024-07-26T09:52:58-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/giuseppe-moscarini</loc>
  <lastmod>2026-03-02T09:35:18-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/tony-smith</loc>
  <lastmod>2026-05-26T09:02:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/aleh-tsyvinski</loc>
  <lastmod>2026-03-24T09:30:30-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/judy-chevalier</loc>
  <lastmod>2024-12-06T11:49:14-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/andrew-metrick</loc>
  <lastmod>2023-08-16T15:10:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/fiona-scott-morton</loc>
  <lastmod>2023-09-13T15:14:09-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/matthew-spiegel</loc>
  <lastmod>2023-08-16T15:31:09-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/heather-tookes-alexopoulos</loc>
  <lastmod>2023-08-16T15:33:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/tim-jeon</loc>
  <lastmod>2026-05-21T17:00:14-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jose-antonio-espin-sanchez</loc>
  <lastmod>2026-02-02T12:00:24-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/evangelia-chalioti</loc>
  <lastmod>2026-04-17T17:07:57-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/michael-peters</loc>
  <lastmod>2025-08-25T11:07:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jason-abaluck</loc>
  <lastmod>2024-10-09T10:25:23-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/susan-busch</loc>
  <lastmod>2023-08-16T14:51:00-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/kevin-williams</loc>
  <lastmod>2026-01-27T11:12:31-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/kenneth-gillingham</loc>
  <lastmod>2025-11-06T10:34:22-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/zack-cooper</loc>
  <lastmod>2026-03-06T13:46:31-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/christopher-neilson</loc>
  <lastmod>2025-08-25T11:06:52-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/rebecca-staiger</loc>
  <lastmod>2023-03-06T10:24:44-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jidong-zhou</loc>
  <lastmod>2025-09-25T12:04:47-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ilse-lindenlaub</loc>
  <lastmod>2024-08-27T10:53:20-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/neale-mahoney</loc>
  <lastmod>2023-04-25T11:53:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/matthew-kotchen</loc>
  <lastmod>2024-07-09T12:33:35-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/zachary-liscow</loc>
  <lastmod>2023-05-30T18:07:21-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/alan-gerber</loc>
  <lastmod>2024-02-06T09:46:15-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/kerry-dedomenico</loc>
  <lastmod>2024-06-14T09:45:48-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/yusuke-narita</loc>
  <lastmod>2025-09-17T15:02:20-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/zhen-huo</loc>
  <lastmod>2025-08-25T11:06:28-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ling-zhong</loc>
  <lastmod>2025-09-17T15:21:23-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/michael-rolland-sullivan</loc>
  <lastmod>2023-09-13T16:26:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/fabrizio-zilibotti</loc>
  <lastmod>2026-01-09T11:05:34-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/cormac-odea</loc>
  <lastmod>2025-08-25T11:06:56-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/john-eric-humphries</loc>
  <lastmod>2025-08-25T11:06:23-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/adrian-kulesza</loc>
  <lastmod>2024-08-26T10:06:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jacob-wallace</loc>
  <lastmod>2026-01-27T11:09:31-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/haoge-chang</loc>
  <lastmod>2024-11-06T10:24:30-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/lucas-finamor</loc>
  <lastmod>2023-05-23T11:34:56-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/song-ma</loc>
  <lastmod>2025-10-06T11:32:46-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ephraim-sutherland</loc>
  <lastmod>2025-10-08T11:18:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/eduardo-davila</loc>
  <lastmod>2025-08-25T11:05:41-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/barbara-biasi</loc>
  <lastmod>2023-10-16T09:46:09-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/paul-goldsmith-pinkham</loc>
  <lastmod>2026-01-27T11:10:00-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/tianyu-fan</loc>
  <lastmod>2025-10-28T12:59:56-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/manuel-leon-hoyos</loc>
  <lastmod>2025-10-08T11:24:51-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/harriet-jeon</loc>
  <lastmod>2026-04-28T13:48:35-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/katherine-kwok</loc>
  <lastmod>2026-05-01T15:40:59-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/lachi-singh</loc>
  <lastmod>2025-03-23T12:00:57-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/chima-ndumele</loc>
  <lastmod>2023-05-30T18:12:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/hao-nguyen</loc>
  <lastmod>2026-04-27T20:36:56-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/rohini-pande</loc>
  <lastmod>2026-01-27T14:42:51-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/bella-yao</loc>
  <lastmod>2026-04-30T14:07:24-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/matthew-krupoff</loc>
  <lastmod>2026-04-27T20:18:17-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/william-nordhaus</loc>
  <lastmod>2026-01-22T09:11:31-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/katja-seim</loc>
  <lastmod>2025-08-25T10:53:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/rebecca-toseland</loc>
  <lastmod>2025-06-25T12:43:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/shambhavi-tiwari</loc>
  <lastmod>2024-08-19T10:42:12-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/junko-oguri</loc>
  <lastmod>2024-08-19T10:18:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ariel-boyarsky</loc>
  <lastmod>2024-07-19T15:22:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/salim-benhachmi</loc>
  <lastmod>2026-05-19T18:13:32-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/james-han</loc>
  <lastmod>2023-04-25T12:00:59-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/hayden-parsley</loc>
  <lastmod>2024-12-06T11:45:50-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/matthew-murillo</loc>
  <lastmod>2024-08-20T11:01:42-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/laiyi-yin</loc>
  <lastmod>2026-05-19T19:21:33-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/siyuan-liu</loc>
  <lastmod>2024-08-12T11:38:26-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/arkey-barnett</loc>
  <lastmod>2024-07-09T14:02:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/pamela-torola</loc>
  <lastmod>2025-08-27T16:14:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/maria-elena-guerrero-amezaga</loc>
  <lastmod>2026-04-30T11:12:07-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/elisa-celis</loc>
  <lastmod>2023-09-13T16:00:58-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/harrison-mitchell</loc>
  <lastmod>2024-08-19T10:04:07-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/roxane-spitznagel</loc>
  <lastmod>2026-05-01T15:42:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/deniz-dutz</loc>
  <lastmod>2025-08-13T15:48:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/shizuka-inoue</loc>
  <lastmod>2026-04-30T11:24:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/mark-thomas</loc>
  <lastmod>2026-04-30T13:44:32-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/yashaswi-mohanty</loc>
  <lastmod>2026-04-30T11:58:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/hongdi-zhao</loc>
  <lastmod>2026-05-01T15:45:59-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/tyler-hounshell</loc>
  <lastmod>2026-05-19T18:49:03-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/seth-zimmerman</loc>
  <lastmod>2026-01-27T11:19:06-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/dana-scott</loc>
  <lastmod>2025-10-28T12:55:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/scott-elliott</loc>
  <lastmod>2026-02-20T14:18:08-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/cameron-lapoint</loc>
  <lastmod>2025-11-24T10:12:04-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sorenie-gudissa</loc>
  <lastmod>2024-08-12T10:34:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/vasudha-ramakrishna</loc>
  <lastmod>2024-08-19T10:25:46-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/elodie-chervin</loc>
  <lastmod>2024-07-30T10:45:09-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/david-wilkinson</loc>
  <lastmod>2026-05-01T14:49:47-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/shengqi-ni</loc>
  <lastmod>2024-08-19T10:12:58-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jonathan-kroah</loc>
  <lastmod>2024-08-12T11:11:04-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/yousra-neberai</loc>
  <lastmod>2024-08-19T10:10:32-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/pranjal-drall</loc>
  <lastmod>2026-05-01T15:49:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/kelly-qiu</loc>
  <lastmod>2026-02-20T14:18:29-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/juan-pedro-gambetta</loc>
  <lastmod>2026-02-20T14:18:14-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/gregory-huber</loc>
  <lastmod>2023-05-30T18:03:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/arthur-erlendsson</loc>
  <lastmod>2024-08-26T10:05:41-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/aaron-wolf</loc>
  <lastmod>2026-04-30T13:58:52-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/richard-liu</loc>
  <lastmod>2026-05-01T10:36:44-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sean-fulmer</loc>
  <lastmod>2024-08-12T10:26:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/drew-diprinzio</loc>
  <lastmod>2026-05-19T19:43:35-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/aakash-bhalothia</loc>
  <lastmod>2026-04-30T16:12:47-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/emily-crawford</loc>
  <lastmod>2025-02-10T09:42:56-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/elena-stacy</loc>
  <lastmod>2026-05-01T15:52:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/olivia-stiegman</loc>
  <lastmod>2024-08-19T10:35:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/andres-rovira</loc>
  <lastmod>2026-02-20T14:18:35-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/emily-radel</loc>
  <lastmod>2024-10-14T13:05:32-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/shih-hsuan-hsu</loc>
  <lastmod>2024-08-23T10:20:22-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/flint-oneil</loc>
  <lastmod>2026-02-20T14:18:22-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/joshua-park</loc>
  <lastmod>2024-08-19T10:20:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/joshua-thomas</loc>
  <lastmod>2026-02-20T14:18:41-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/joowon-klusowski</loc>
  <lastmod>2026-01-22T09:09:47-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/hannah-whipple</loc>
  <lastmod>2026-02-20T14:18:47-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/kevin-yin</loc>
  <lastmod>2024-08-19T11:40:42-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/joshua-kalla</loc>
  <lastmod>2023-04-25T12:04:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/matthew-lavallee</loc>
  <lastmod>2026-05-04T18:13:59-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/vaishnavi-agarwal</loc>
  <lastmod>2024-08-12T09:31:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sergio-arango</loc>
  <lastmod>2026-02-20T14:17:31-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/diana-perez-lopez</loc>
  <lastmod>2025-08-27T16:21:47-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/eni-iljazi</loc>
  <lastmod>2024-08-12T10:49:24-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/carey-mott</loc>
  <lastmod>2025-10-08T11:14:15-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/manuela-cardona-badillo</loc>
  <lastmod>2026-02-20T14:17:58-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/marie-rose-tonguino</loc>
  <lastmod>2025-08-27T15:58:21-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sarah-danner</loc>
  <lastmod>2024-07-30T12:02:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/felix-aidala</loc>
  <lastmod>2026-02-20T14:17:10-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jose-betancourt</loc>
  <lastmod>2024-07-19T15:10:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/lev-klarnet</loc>
  <lastmod>2025-04-24T12:01:35-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/xugan-chen</loc>
  <lastmod>2024-07-19T15:29:41-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/haonan-ye</loc>
  <lastmod>2026-02-20T14:18:53-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/luke-strathmann</loc>
  <lastmod>2025-06-23T13:56:21-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/amit-khandelwal</loc>
  <lastmod>2024-10-17T09:28:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/lauren-falcao-bergquist</loc>
  <lastmod>2025-08-25T11:05:16-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/francesco-agostinelli</loc>
  <lastmod>2025-07-18T16:25:14-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/brittany-ladd</loc>
  <lastmod>2026-05-05T15:29:07-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/elizabeth-jurinka</loc>
  <lastmod>2023-05-30T18:28:23-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/alessandro-bonatti</loc>
  <lastmod>2024-02-13T15:59:53-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ana-de-la-o-torres</loc>
  <lastmod>2024-10-04T05:25:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/claire-botnick</loc>
  <lastmod>2023-08-04T09:12:57-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/david-dinielli</loc>
  <lastmod>2023-09-13T16:25:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/david-leonhardt</loc>
  <lastmod>2023-05-30T17:33:57-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/diana-wagner</loc>
  <lastmod>2023-04-25T12:05:22-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/emily-mangan</loc>
  <lastmod>2023-08-04T09:11:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/gene-kimmelman</loc>
  <lastmod>2023-05-30T18:29:26-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jacques-cremer</loc>
  <lastmod>2025-09-29T10:55:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jeffrey-talpins</loc>
  <lastmod>2023-04-25T12:05:23-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/katharine-katie-berdy</loc>
  <lastmod>2023-08-04T09:12:19-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/kathy-stack</loc>
  <lastmod>2023-05-30T18:32:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/matthew-agarwala</loc>
  <lastmod>2023-05-30T18:23:57-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/max-stier</loc>
  <lastmod>2023-05-30T17:34:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/paul-joskow</loc>
  <lastmod>2026-04-27T16:49:53-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/stephen-freidheim</loc>
  <lastmod>2023-04-25T12:05:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/taylor-spurlock</loc>
  <lastmod>2023-08-04T09:11:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/amelia-dana</loc>
  <lastmod>2024-07-30T10:48:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/aneesha-parvathaneni</loc>
  <lastmod>2026-04-30T12:06:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/audrey-cheng</loc>
  <lastmod>2026-05-19T19:50:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/yagmur-yuksel-0</loc>
  <lastmod>2025-10-08T11:29:20-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/corey-runkel</loc>
  <lastmod>2025-10-08T11:26:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/dana-coren</loc>
  <lastmod>2025-10-08T11:13:33-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/danil-agafiev-macambira</loc>
  <lastmod>2025-10-08T11:11:46-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jan-knuf</loc>
  <lastmod>2026-05-19T19:34:24-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/janet-eaton</loc>
  <lastmod>2026-04-28T13:01:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/manuel-martinez</loc>
  <lastmod>2026-04-30T11:27:36-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/natalie-leonard</loc>
  <lastmod>2026-05-01T10:01:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/priya-sankar</loc>
  <lastmod>2024-10-17T10:23:17-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sharon-nunn</loc>
  <lastmod>2025-10-08T11:28:16-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/tyler-gwinn</loc>
  <lastmod>2024-08-12T10:37:36-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/youngkyun-russ-yoon</loc>
  <lastmod>2024-08-19T11:49:53-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/zachary-shelley</loc>
  <lastmod>2026-05-19T18:31:18-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/hemawathy-balarama</loc>
  <lastmod>2025-03-23T16:23:21-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/xueying-bi</loc>
  <lastmod>2024-08-19T15:59:30-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/david-bodovski</loc>
  <lastmod>2024-07-19T15:22:05-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/daniel-brink</loc>
  <lastmod>2024-10-17T10:24:36-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/florian-caro</loc>
  <lastmod>2025-08-27T15:55:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/john-cho</loc>
  <lastmod>2024-08-19T16:02:51-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/chanyeong-choi</loc>
  <lastmod>2024-08-19T16:06:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/alyssa-russell</loc>
  <lastmod>2024-08-20T11:09:30-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/amelia-malpas</loc>
  <lastmod>2024-08-23T10:23:56-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/anna-esenther</loc>
  <lastmod>2024-08-12T10:21:24-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/aristotle-epanomeritakis</loc>
  <lastmod>2025-04-24T12:03:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/beniamino-green</loc>
  <lastmod>2025-08-27T10:11:07-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/connor-wilke</loc>
  <lastmod>2025-10-08T11:21:04-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/darshna-jadhav</loc>
  <lastmod>2025-04-28T11:02:38-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/eric-solomon</loc>
  <lastmod>2024-08-19T10:32:58-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/hannah-factor</loc>
  <lastmod>2024-08-23T10:22:20-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jackson-howell</loc>
  <lastmod>2025-08-27T15:56:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/janae-jackson</loc>
  <lastmod>2024-08-20T10:52:30-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jialun-neil-he</loc>
  <lastmod>2025-03-23T16:27:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jingze-alex-dong</loc>
  <lastmod>2024-08-19T16:15:23-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/kacem-el-guernaoui</loc>
  <lastmod>2025-02-12T11:23:04-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/krista-duncan</loc>
  <lastmod>2024-08-12T09:38:10-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/zhenhao-tan</loc>
  <lastmod>2024-08-20T11:13:32-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/zhaowei-li</loc>
  <lastmod>2025-02-12T14:05:14-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/zerah-aizle-lamorena</loc>
  <lastmod>2024-08-20T10:54:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/yan-zhou</loc>
  <lastmod>2024-08-20T11:20:35-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/wanxi-zhou</loc>
  <lastmod>2024-08-19T11:48:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/viyaleta-farysheuskaya</loc>
  <lastmod>2024-08-20T09:49:07-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/vaishnavi-sinha</loc>
  <lastmod>2024-12-10T10:21:11-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/thomas-sweeney</loc>
  <lastmod>2024-10-17T10:20:38-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/lucas-marron</loc>
  <lastmod>2025-04-14T14:32:07-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/maria-clara-rodrigues-da-silva</loc>
  <lastmod>2025-08-27T15:58:04-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/meili-wang</loc>
  <lastmod>2025-08-27T16:22:04-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/mirko-de-maria</loc>
  <lastmod>2024-10-17T10:23:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/richard-gong</loc>
  <lastmod>2025-08-27T16:21:10-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sara-gomez-mesa</loc>
  <lastmod>2026-05-22T09:17:40-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/satish-wasti</loc>
  <lastmod>2025-03-23T16:20:44-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sydney-white</loc>
  <lastmod>2024-08-20T11:18:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jason-l-schwartz</loc>
  <lastmod>2023-03-06T10:25:17-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/yihua-su</loc>
  <lastmod>2023-03-06T10:25:17-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/martin-mattsson-0</loc>
  <lastmod>2023-02-15T12:21:47-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/thomas-murray</loc>
  <lastmod>2023-02-15T13:31:15-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/amyn-malik</loc>
  <lastmod>2023-02-15T13:32:21-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/aiden-lee-0</loc>
  <lastmod>2023-02-15T13:34:22-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/clea-harris</loc>
  <lastmod>2023-02-15T13:35:30-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/madeline-klotz</loc>
  <lastmod>2023-02-15T13:35:55-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/kavin-patel</loc>
  <lastmod>2023-02-15T13:36:34-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/inci-yildirim</loc>
  <lastmod>2023-02-15T13:37:12-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jad-elharake</loc>
  <lastmod>2023-02-15T13:37:43-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/chin-reyes</loc>
  <lastmod>2023-02-15T13:37:57-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/saad-omer</loc>
  <lastmod>2023-02-15T13:38:32-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/walter-gilliam</loc>
  <lastmod>2025-05-28T11:31:57-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/karen-jiang-0</loc>
  <lastmod>2023-02-15T15:22:15-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ayse-cobanoglu</loc>
  <lastmod>2023-10-19T12:06:24-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/rosalia-rojas</loc>
  <lastmod>2023-02-16T07:50:04-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/anael-kuperwajs-cohen</loc>
  <lastmod>2023-02-16T07:51:15-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ian-ayres</loc>
  <lastmod>2023-02-16T09:32:29-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/eli-fenichel</loc>
  <lastmod>2024-10-17T10:23:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/abigail-pershing</loc>
  <lastmod>2023-02-16T11:45:08-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/peter-k-schott</loc>
  <lastmod>2024-07-26T10:00:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/samuel-s-kortum</loc>
  <lastmod>2023-02-16T16:22:57-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ken-gillingham</loc>
  <lastmod>2023-04-25T12:05:42-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/antoine-arnoud-0</loc>
  <lastmod>2023-02-17T16:56:09-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/vishan-nigam</loc>
  <lastmod>2023-04-25T12:05:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/john-van-reenen</loc>
  <lastmod>2026-02-25T10:20:16-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/david-atkin</loc>
  <lastmod>2025-03-06T09:41:51-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/youpei-yan</loc>
  <lastmod>2023-03-07T15:01:57-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/aaron-richter</loc>
  <lastmod>2023-03-07T15:03:01-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/chandra-couzens</loc>
  <lastmod>2023-03-07T15:08:13-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/gregg-gonsalves</loc>
  <lastmod>2023-03-07T15:12:57-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/j-tyler-copple</loc>
  <lastmod>2023-03-07T15:14:24-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/david-paltiel</loc>
  <lastmod>2023-03-07T15:14:55-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/frank-wu-0</loc>
  <lastmod>2023-03-07T15:19:01-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/thomas-thornhill</loc>
  <lastmod>2023-03-07T15:19:55-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/suzan-iloglu</loc>
  <lastmod>2023-03-07T15:20:47-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/joshua-l-warren</loc>
  <lastmod>2023-03-07T15:21:14-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/erin-k-james</loc>
  <lastmod>2023-03-07T15:24:24-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/scott-e-bokemper</loc>
  <lastmod>2023-03-07T15:24:40-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/kathryn-willebrand</loc>
  <lastmod>2023-03-07T15:30:19-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/elliott-e-paintsil</loc>
  <lastmod>2023-03-07T15:31:01-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/soheil-ghili-0</loc>
  <lastmod>2023-03-07T15:34:31-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ayumi-sudo-0</loc>
  <lastmod>2023-03-07T15:53:38-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/vladimir-smirnyagin-0</loc>
  <lastmod>2023-03-07T15:55:55-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/shagufta-ahmed</loc>
  <lastmod>2023-05-30T18:25:03-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/michelle-hahn</loc>
  <lastmod>2026-05-01T14:51:16-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/nat-mclaughlin</loc>
  <lastmod>2025-05-28T11:13:27-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/tim-searchinger</loc>
  <lastmod>2023-05-30T18:31:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/eliza-mckenney</loc>
  <lastmod>2026-01-15T15:38:14-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/maurice-dalton</loc>
  <lastmod>2025-05-28T10:39:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/harlan-krumholz</loc>
  <lastmod>2023-05-10T11:21:55-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/natasha-sarin</loc>
  <lastmod>2024-01-22T11:54:17-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/melissa-wojciechowski</loc>
  <lastmod>2024-09-09T10:57:51-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/amy-ohara</loc>
  <lastmod>2023-06-21T15:16:21-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/shihas-abdul-razak</loc>
  <lastmod>2025-08-15T09:57:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/mai-anh-tran</loc>
  <lastmod>2025-08-15T14:23:57-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/youdan-zhang</loc>
  <lastmod>2025-08-27T15:58:33-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/maria-kogelnik</loc>
  <lastmod>2026-01-23T12:29:45-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/olivia-micca</loc>
  <lastmod>2024-10-02T09:16:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/danielle-hogan</loc>
  <lastmod>2024-10-17T10:20:14-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/chinmay-ingalagavi</loc>
  <lastmod>2024-08-20T10:43:05-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jakob-reinhardt</loc>
  <lastmod>2025-08-27T15:58:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/tedi-totojani</loc>
  <lastmod>2025-10-08T11:37:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/owen-hart</loc>
  <lastmod>2024-08-20T09:56:12-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/yajie-luo</loc>
  <lastmod>2025-10-08T11:47:42-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/martha-fiehn</loc>
  <lastmod>2024-10-17T10:20:30-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/abdelrahman-hassanein</loc>
  <lastmod>2025-08-15T13:42:17-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/elliot-lipnowski</loc>
  <lastmod>2026-01-23T12:10:53-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/francesco-squintani</loc>
  <lastmod>2025-08-15T13:57:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/winnie-van-dijk</loc>
  <lastmod>2025-08-25T11:07:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/shannon-bradford</loc>
  <lastmod>2026-01-15T15:37:22-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sriteja-reddy-burla</loc>
  <lastmod>2023-08-18T15:08:09-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/lakshimi-swaminathan</loc>
  <lastmod>2024-08-20T11:12:36-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/vidhi-maheshwari</loc>
  <lastmod>2025-03-23T17:11:22-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/george-taylor</loc>
  <lastmod>2025-10-08T11:51:18-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ron-borzekowski</loc>
  <lastmod>2024-09-23T12:28:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/carmen-arbaizar</loc>
  <lastmod>2025-10-08T11:46:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/estephanos-bekele</loc>
  <lastmod>2024-07-09T14:07:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/nicholas-whitaker</loc>
  <lastmod>2025-08-15T14:57:03-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/stephanie-nam</loc>
  <lastmod>2025-10-08T11:50:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/vladimir-smirnyagin-1</loc>
  <lastmod>2023-11-07T11:52:07-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/cecile-macaire</loc>
  <lastmod>2025-10-08T11:48:18-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ayush-mathur</loc>
  <lastmod>2025-06-03T10:09:55-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/francesca-rinaldi</loc>
  <lastmod>2024-08-20T11:04:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ariel-gelrud</loc>
  <lastmod>2025-10-08T11:46:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ashlyn-dunn</loc>
  <lastmod>2025-03-23T17:32:35-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/nicole-hu</loc>
  <lastmod>2025-08-15T13:49:58-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/david-cowell</loc>
  <lastmod>2026-05-05T15:35:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/vineet-gupta</loc>
  <lastmod>2024-08-08T13:11:59-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/akash-uppal</loc>
  <lastmod>2025-08-15T14:59:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/cody-cook</loc>
  <lastmod>2026-01-23T12:06:43-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/katrine-loken</loc>
  <lastmod>2024-12-16T16:30:56-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/enrico-moretti</loc>
  <lastmod>2024-12-16T16:31:43-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/russell-morton</loc>
  <lastmod>2025-06-18T12:00:05-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/lisa-ho</loc>
  <lastmod>2025-06-18T12:01:04-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/harnoor-kaur</loc>
  <lastmod>2026-02-20T15:51:00-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/vineet-gupta-0</loc>
  <lastmod>2025-10-08T11:31:41-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sharon-kwinjo-0</loc>
  <lastmod>2024-08-19T14:35:00-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/balasai-vanukuri-0</loc>
  <lastmod>2025-10-08T11:36:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/corey-vernot-0</loc>
  <lastmod>2024-08-19T15:36:22-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/gariyasi-garg-0</loc>
  <lastmod>2025-03-23T17:01:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/siyu-sun</loc>
  <lastmod>2024-08-20T11:26:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/weiheng-zhang</loc>
  <lastmod>2024-08-20T11:27:47-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/tanay-kasyap</loc>
  <lastmod>2026-03-19T09:53:41-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/joachim-jose-rillo</loc>
  <lastmod>2024-08-27T12:22:30-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/mohammad-reza-nouri</loc>
  <lastmod>2024-08-27T12:27:00-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/camilla-sarzo</loc>
  <lastmod>2026-02-20T15:40:41-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/abigail-longstreth</loc>
  <lastmod>2025-08-15T14:01:56-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/aurel-rochell</loc>
  <lastmod>2026-02-20T15:54:24-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/henri-cornec-0</loc>
  <lastmod>2026-02-20T15:34:56-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/adaolisa-ezekobe</loc>
  <lastmod>2026-02-20T15:35:56-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/fernanda-serna-godoy</loc>
  <lastmod>2026-02-20T15:40:49-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/yiyi-wang</loc>
  <lastmod>2024-09-16T11:09:59-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/tsong-hong-tenn</loc>
  <lastmod>2026-02-20T15:42:20-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/goksu-zeybek</loc>
  <lastmod>2026-02-20T15:42:12-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/alexander-minh-vu</loc>
  <lastmod>2026-02-20T15:41:40-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/pablo-uribe</loc>
  <lastmod>2026-02-20T15:41:04-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/clara-chambers</loc>
  <lastmod>2026-02-20T15:34:46-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/owen-rask</loc>
  <lastmod>2026-02-20T15:38:33-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/nicolas-fajardo</loc>
  <lastmod>2026-02-20T15:36:04-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/dylan-saez</loc>
  <lastmod>2025-09-08T16:55:55-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jiyong-lee</loc>
  <lastmod>2026-02-20T15:38:11-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/maddie-lee</loc>
  <lastmod>2024-10-04T15:04:20-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sarah-konishesky</loc>
  <lastmod>2026-05-06T09:37:56-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/kaede-iida</loc>
  <lastmod>2024-10-02T15:10:10-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/niklas-haehn</loc>
  <lastmod>2025-08-15T13:38:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/adriana-maria-quaranta</loc>
  <lastmod>2025-08-15T14:14:41-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/xiaoyang-ye</loc>
  <lastmod>2024-10-17T08:50:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/alissa-cooper</loc>
  <lastmod>2024-10-14T09:38:18-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/alissa-cooper-0</loc>
  <lastmod>2024-10-14T09:40:23-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/staci-canny</loc>
  <lastmod>2024-10-29T16:19:58-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/anthony-lollo-0</loc>
  <lastmod>2024-11-06T11:00:53-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/nathan-canen</loc>
  <lastmod>2024-12-11T10:11:31-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/julio-s-solis-arce</loc>
  <lastmod>2024-12-11T10:13:43-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/shmuel-san</loc>
  <lastmod>2024-12-16T16:32:04-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/abigail-friedman</loc>
  <lastmod>2025-01-07T13:58:19-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/delaney-parrish</loc>
  <lastmod>2025-01-07T14:20:47-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/robert-klee</loc>
  <lastmod>2025-01-07T14:27:44-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/drew-cameron</loc>
  <lastmod>2025-01-08T15:24:06-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/aryan-arora</loc>
  <lastmod>2026-05-21T14:07:00-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ji-young-kim</loc>
  <lastmod>2025-08-15T13:59:12-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/faheem-almas</loc>
  <lastmod>2025-08-15T09:58:37-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/anushka-kataruka</loc>
  <lastmod>2025-02-10T10:17:41-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/abiel-abdonel-devilme</loc>
  <lastmod>2025-09-08T14:53:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/xinhui-yu</loc>
  <lastmod>2025-09-09T09:38:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/maria-trejos</loc>
  <lastmod>2025-02-10T10:23:23-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/fenghe-liu</loc>
  <lastmod>2025-10-08T11:01:38-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/yifan-he</loc>
  <lastmod>2025-09-08T16:55:00-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/meghna-baskar</loc>
  <lastmod>2025-08-15T10:07:00-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/leonardo-livio-fancello</loc>
  <lastmod>2025-08-15T13:58:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/david-wambach</loc>
  <lastmod>2026-02-20T15:41:47-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/george-rateb</loc>
  <lastmod>2026-02-20T15:38:40-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/dohyun-lee</loc>
  <lastmod>2026-03-19T09:54:24-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/martin-sielfeld</loc>
  <lastmod>2025-08-15T14:16:32-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/tamara-munoz-ojeda</loc>
  <lastmod>2026-02-20T15:38:26-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/justin-chen</loc>
  <lastmod>2025-08-15T10:10:05-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/julia-crainic</loc>
  <lastmod>2026-05-21T13:59:41-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sheena-tan</loc>
  <lastmod>2025-02-10T11:05:02-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/dilay-erdem</loc>
  <lastmod>2026-02-20T15:35:48-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/chengrui-yang</loc>
  <lastmod>2025-09-08T16:56:41-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/mai-dinh</loc>
  <lastmod>2025-03-23T16:57:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ginger-zielinskie</loc>
  <lastmod>2025-03-10T17:30:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/tina-chelidze</loc>
  <lastmod>2025-03-05T16:28:15-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/gopi-shah-goda</loc>
  <lastmod>2025-03-20T09:40:40-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/janet-currie</loc>
  <lastmod>2026-05-18T16:04:48-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/nick-jacobson-0</loc>
  <lastmod>2025-05-05T13:21:20-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/pablo-fajgelbaum</loc>
  <lastmod>2025-05-07T11:43:53-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/lily-engbith</loc>
  <lastmod>2025-05-29T10:57:36-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sudiksha-mallick</loc>
  <lastmod>2025-10-22T17:04:09-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/christopher-engh</loc>
  <lastmod>2026-02-11T22:10:38-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/matt-blyth</loc>
  <lastmod>2025-06-06T14:33:33-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/justice-harasha-0</loc>
  <lastmod>2025-08-15T13:40:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/zoe-kava</loc>
  <lastmod>2025-06-06T14:42:11-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/lucas-kreuzer</loc>
  <lastmod>2025-06-06T14:43:45-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/juliana-mothersbaugh</loc>
  <lastmod>2025-06-06T14:45:09-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jack-walker</loc>
  <lastmod>2025-10-20T10:32:05-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sophie-alden</loc>
  <lastmod>2025-08-15T09:32:44-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/owen-heaphy</loc>
  <lastmod>2025-08-15T13:47:10-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/mu-zhang</loc>
  <lastmod>2025-06-11T10:04:52-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/teresa-fort</loc>
  <lastmod>2025-06-11T10:12:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ravi-jagadeesan</loc>
  <lastmod>2025-07-02T08:51:27-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/suyong-song</loc>
  <lastmod>2025-06-11T10:17:58-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/mengxi-zhang</loc>
  <lastmod>2025-08-27T11:41:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jacob-slaughter-0</loc>
  <lastmod>2025-09-08T14:49:14-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/victoria-marone</loc>
  <lastmod>2026-01-23T12:11:05-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ananya-varshneya</loc>
  <lastmod>2026-02-20T15:53:59-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/prayag-gordy</loc>
  <lastmod>2025-07-25T10:48:20-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/olufemi-femi-olamijulo</loc>
  <lastmod>2025-08-18T15:32:35-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/aryan-shafat</loc>
  <lastmod>2025-08-20T09:33:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jack-starobin</loc>
  <lastmod>2025-08-20T09:38:06-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/marek-chadim</loc>
  <lastmod>2025-08-20T09:44:12-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/cameron-greene-0</loc>
  <lastmod>2026-05-21T13:56:28-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/angel-lai</loc>
  <lastmod>2025-08-20T11:53:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/yongjie-xiong</loc>
  <lastmod>2026-02-20T15:41:55-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/alex-amari</loc>
  <lastmod>2025-10-22T17:01:51-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/tim-sowa</loc>
  <lastmod>2025-09-04T10:43:20-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/samira-salwan</loc>
  <lastmod>2026-02-20T15:54:36-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/isabella-caro-0</loc>
  <lastmod>2026-02-20T15:34:40-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/akshat-adlakha</loc>
  <lastmod>2026-02-20T15:34:24-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/walker-young</loc>
  <lastmod>2026-02-20T15:42:03-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/adamya-singh</loc>
  <lastmod>2026-03-19T09:54:59-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/mathilda-hill</loc>
  <lastmod>2026-02-20T15:36:19-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/leo-kamin</loc>
  <lastmod>2026-02-20T15:36:27-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/zia-schwartz-kinzy</loc>
  <lastmod>2026-02-20T15:37:47-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/nick-vilay</loc>
  <lastmod>2026-02-20T15:43:32-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/grant-kovel</loc>
  <lastmod>2026-02-20T15:37:56-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ellen-min</loc>
  <lastmod>2026-02-20T15:38:18-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/aspen-han</loc>
  <lastmod>2026-02-20T15:36:12-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/hannah-lu</loc>
  <lastmod>2025-09-08T14:47:15-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/william-qi</loc>
  <lastmod>2025-09-08T14:54:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/shivam-bhardwaj</loc>
  <lastmod>2025-09-24T13:46:50-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/david-kust</loc>
  <lastmod>2025-10-08T10:42:58-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/nina-low</loc>
  <lastmod>2025-11-20T14:22:30-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/james-zhang</loc>
  <lastmod>2025-09-08T16:04:10-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/mia-hua</loc>
  <lastmod>2025-09-08T16:05:26-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/jingyi-chen</loc>
  <lastmod>2025-10-08T10:50:23-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/julianne-lempert</loc>
  <lastmod>2026-04-09T12:35:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/zoya-ahmer</loc>
  <lastmod>2025-09-09T09:37:05-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/bronwen-boyd</loc>
  <lastmod>2026-04-24T11:23:42-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/catherine-ishitani</loc>
  <lastmod>2026-03-11T12:56:29-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/anna-malinovskaya</loc>
  <lastmod>2026-02-20T14:48:28-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/anastasiia-evdokimova</loc>
  <lastmod>2026-02-20T14:48:10-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/cathy-buhrig</loc>
  <lastmod>2025-10-07T15:41:27-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sam-quinney</loc>
  <lastmod>2026-04-09T15:30:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/yohannes-abraham</loc>
  <lastmod>2025-10-20T14:14:25-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/bobby-daly</loc>
  <lastmod>2025-10-22T16:42:24-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ben-hensley</loc>
  <lastmod>2025-10-22T16:53:00-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/chinenye-ifebirinachi</loc>
  <lastmod>2025-10-23T10:29:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/ben-kasdan</loc>
  <lastmod>2025-10-22T17:03:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/shawn-m-obrien</loc>
  <lastmod>2025-10-22T16:55:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/sanno-srivastava</loc>
  <lastmod>2025-10-23T09:18:06-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/josephine-wang</loc>
  <lastmod>2025-10-22T16:59:12-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/andrea-harris</loc>
  <lastmod>2026-02-26T14:57:03-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/alex-sanchez</loc>
  <lastmod>2025-11-20T14:09:00-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/todd-cort</loc>
  <lastmod>2026-02-11T15:05:47-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/rick-harrison</loc>
  <lastmod>2026-02-11T17:24:07-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/christina-ramsay</loc>
  <lastmod>2026-03-02T07:22:14-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/riley-carbonneau</loc>
  <lastmod>2026-04-02T08:22:28-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/people/steven-wilkinson</loc>
  <lastmod>2026-04-27T16:53:34-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/economics-social-data</loc>
  <lastmod>2024-07-10T06:30:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/search-information-and-prices</loc>
  <lastmod>2024-07-10T06:30:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/node/139026</loc>
  <lastmod>2023-03-16T16:20:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/geographical-variation-health-spending-across-us-among-privately-insured-individuals-and-enrollees</loc>
  <lastmod>2024-07-10T06:30:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/hospital-lawsuits-over-unpaid-bills-increased-37-percent-wisconsin-2001-2018</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/consumer-protection-online-markets-and-large-digital-platforms</loc>
  <lastmod>2023-05-24T13:50:53-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/more-competitive-search-through-regulation</loc>
  <lastmod>2023-03-16T16:20:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/fairness-and-contestability-digital-markets-act</loc>
  <lastmod>2023-03-16T16:20:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/equitable-interoperability-super-tool-digital-platform-governance</loc>
  <lastmod>2023-03-16T16:20:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/international-coherence-digital-platform-regulation-economic-perspective-us-and-eu-proposals</loc>
  <lastmod>2026-02-24T15:15:55-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/working-paper-market-design-personal-data</loc>
  <lastmod>2023-03-16T16:20:43-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/mad-men-maths-men-concentration-and-buyer-power-online-advertising</loc>
  <lastmod>2022-12-17T12:17:26-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/integration-and-search-engine-bias</loc>
  <lastmod>2022-12-17T12:16:48-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/price-salience-and-product-choice</loc>
  <lastmod>2022-12-17T12:15:44-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/literature-review-economics-social-data</loc>
  <lastmod>2022-12-17T12:15:11-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/peaches-lemons-and-cookies-designing-auction-markets-dispersed-information</loc>
  <lastmod>2022-12-17T12:14:49-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/limits-price-discrimination</loc>
  <lastmod>2022-12-17T12:14:23-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/artificial-intelligence-algorithmic-pricing-and-collusion</loc>
  <lastmod>2023-03-14T18:48:18-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/cost-experimentation-and-evolution-venture-capital</loc>
  <lastmod>2022-12-17T12:13:14-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/duckduckgo</loc>
  <lastmod>2022-12-17T12:12:47-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/solid</loc>
  <lastmod>2022-12-17T12:11:15-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/brave</loc>
  <lastmod>2022-12-17T12:10:15-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/labor-market-trends-and-unemployment-insurance-generosity-during-pandemic</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/do-higher-priced-hospitals-deliver-higher-quality-care</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/addictive-technology-and-its-implications-antitrust-enforcement</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/antitrust-and-innovations-welcoming-and-protecting-disruption</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/antitrust-enforcement-against-platform-mfns</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/complementarities-learning-data-insights-general-search</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/consumer-information-and-limits-competition</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/data-linkages-and-privacy-regulation</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/defaults-and-donations-evidence-field-experiment</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/economies-density-e-commerce-study-amazons-fulfillment-center-network</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/information-markets-and-nonmarkets</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/nonlinear-pricing-finite-information</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/optimal-information-disclosure-auctions</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/test-publication-tobin</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/enforcing-digital-markets-act-institutional-choices-compliance-and-antitrust</loc>
  <lastmod>2026-02-24T15:15:42-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/effects-coronavirus-hours-work-small-businesses</loc>
  <lastmod>2025-10-23T14:02:04-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/us-urban-crime-trends-during-covid-19</loc>
  <lastmod>2025-10-23T14:02:01-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/cfp-1755-price-aint-right-hospital-prices-and-health-spending-privately-insured</loc>
  <lastmod>2026-02-25T10:18:57-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/hospital-prices-grew-substantially-faster-physician-prices-hospital-based-care-2007-14</loc>
  <lastmod>2026-02-25T10:19:09-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/variation-health-spending-growth-privately-insured-2007-2014</loc>
  <lastmod>2026-02-25T10:19:01-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/politics-and-health-care-spending-united-states</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/physician-agency-consumerism-and-consumption-lower-limb-mri-scans</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/surprise-out-network-billing-emergency-care-united-states</loc>
  <lastmod>2024-07-10T06:30:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/out-network-billing-and-negotiated-payments-hospital-based-physicians</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/does-competition-private-surgical-centers-improve-hospitals-performance-evidence-english-national</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/out-network-emergency-physician-bills-unwelcome-surprise</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/nursing-home-staff-networks-and-covid-19</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/equity-impacts-dollar-store-vaccine-distribution</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/all-or-nothing-partial-business-shutdowns-and-covid-19-fatality-growth</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/mortality-effects-and-choice-across-private-health-insurance-plans</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/does-eviction-cause-poverty-quasi-experimental-evidence-cook-county-il</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/risky-matching</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/european-immigrants-and-united-states-rise-technological-frontier</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/effects-social-movements-evidence-metoo</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/association-child-masking-covid-19-related-closures-us-childcare-programs</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/business-restrictions-and-covid-19-fatalities</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/changes-racial-and-ethnic-disparities-access-care-and-health-among-us-adults-age-65-years</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/covid-19-transmission-us-child-care-programs</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/covid-19-vaccine-uptake-among-us-child-care-providers</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/state-vaccine-mandates-covid-19-emerging-disparity-between-childcare-providers-and-school-teachers</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/relationship-between-use-nonpharmaceutical-interventions-and-covid-19-vaccination-among-us-child</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/infrastructure-costs</loc>
  <lastmod>2025-05-28T13:00:41-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/mental-health-impact-covid-19-among-children-and-college-students-systematic-review</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/sunsets-are-suckers-experimental-test-sunset-clauses</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/effects-residential-zoning-us-housing-markets</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/impact-school-closures-covid-19-us-health-care-workforce-and-net-mortality-modelling-study</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/labor-market-returns-advanced-degrees</loc>
  <lastmod>2025-10-23T14:01:51-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/effects-advanced-degrees-wage-rates-hours-earnings-and-job-satisfaction-women-and-men</loc>
  <lastmod>2025-10-23T14:01:47-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/psychology-taxing-capital-income-evidence-survey-experiment-realization-rule</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/when-great-equalizer-shuts-down-schools-peers-and-parents-pandemic-times</loc>
  <lastmod>2025-05-29T09:39:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/why-so-much-redistribution-kind-and-not-cash-evidence-survey-experiment</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/aggregate-and-firm-level-stock-returns-during-pandemics-real-time</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/information-frictions-and-access-paycheck-protection-program</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/trade-leakage-and-design-carbon-tax</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/quantitative-effects-trade-policy-industrial-and-labor-location</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/education-innovation-gap</loc>
  <lastmod>2025-10-06T11:32:20-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/excess-death-rates-republicans-and-democrats-during-covid-19-pandemic</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/how-you-can-work-increase-presence-and-improve-experience-black-latinx-and-native-american-people</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/heterogeneity-household-spending-and-well-being-around-retirement</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/walmart-effect-testing-private-interventions-reduce-gun-suicide</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/using-equity-market-reactions-infer-exposure-trade-liberalization</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/evolution-us-firms-retirement-plan-offerings-evidence-new-panel-data-set</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/structural-change-within-versus-across-firms-evidence-united-states</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/dynamic-information-aggregation-learning-past</loc>
  <lastmod>2024-10-31T10:24:59-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/corrective-regulation-imperfect-instruments</loc>
  <lastmod>2024-08-20T21:38:16-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/value-arbitrage</loc>
  <lastmod>2024-08-20T21:38:16-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/work-time-covid-results-yale-labor-survey</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/evolving-impacts-covid-19-small-businesses-cares-act</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/when-less-more-improving-choices-health-insurance-markets</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/it-takes-village-economics-parenting-neighborhood-and-peer-effects</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/trust-me-mask-experimental-evidence-social-trust-and-responsiveness-covid-19-mitigation-policies</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/measuring-movement-and-social-contact-smartphone-data-real-time-application-covid-19</loc>
  <lastmod>2024-12-06T11:43:43-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/estimating-labor-market-power</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/colocation-production-and-innovation-evidence-united-states</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/prevalence-chronic-diseases-depression-and-stress-among-us-childcare-professionals-during-covid-19</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/risk-compensation-and-face-mask-mandates-during-covid-19-pandemic</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/measuring-voluntary-and-policy-induced-social-distancing-behavior-during-covid-19-pandemic</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/maximizing-efficiency-active-case-finding-sars-cov-2-using-bandit-algorithms</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/persuasive-messaging-increase-covid-19-vaccine-uptake-intentions</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/experimental-evidence-changing-beliefs-about-mask-efficacy-and-social-norms-increase-mask-wearing</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/empirical-analysis-optimal-nonlinear-pricing</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/climate-change-policy-international-context-solving-carbon-leakage-problem</loc>
  <lastmod>2026-02-25T14:11:05-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/optimal-unilateral-carbon-policy-david-weisbach-samuel-s-kortum</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/theory-quasi-experimental-evaluation-school-quality</loc>
  <lastmod>2025-09-17T15:01:23-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/research-design-meets-market-design-using-centralized-assignment-impact-evaluation</loc>
  <lastmod>2025-09-17T15:01:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/incorporating-ethics-and-welfare-randomized-experiments</loc>
  <lastmod>2025-09-17T15:01:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/hearing-voice-future-trump-vs-clinton</loc>
  <lastmod>2025-09-17T15:01:46-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/approximating-choice-data-discrete-choice-models</loc>
  <lastmod>2025-09-17T15:01:03-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/curse-democracy-evidence-21st-century-yusuke-narita</loc>
  <lastmod>2025-09-17T15:01:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/macroeconomic-and-asset-pricing-effects-supply-chain-disasters-0</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/nber-31195-efficiency-household-decision-making-evidence-retirement-savings-us-couples</loc>
  <lastmod>2025-05-07T15:48:46-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/when-less-more-improving-choices-health-insurance-markets-0</loc>
  <lastmod>2025-11-18T11:04:21-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/review-academic-and-expert-literature-medicare-access-and-chip-reauthorization-act-2015-macra</loc>
  <lastmod>2023-10-30T09:40:22-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/what-difference-does-health-plan-make-evidence-random-plan-assignment-medicaid</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/effective-use-economics-eu-digital-markets-act</loc>
  <lastmod>2023-07-31T08:58:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/rising-temperatures-falling-ratings-effect-climate-change-sovereign-creditworthiness</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/excess-death-rates-republican-and-democratic-registered-voters-florida-and-ohio-during-covid-19</loc>
  <lastmod>2024-12-12T12:20:55-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/cfp-1844-market-design-personal-data</loc>
  <lastmod>2025-11-17T14:26:23-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/cfp-1845-consumer-protection-online-markets-and-large-digital-platforms</loc>
  <lastmod>2026-02-25T14:08:45-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/cfp-1846-more-competitive-search-through-regulation</loc>
  <lastmod>2025-11-17T14:26:57-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/cfp-1847-fairness-and-contestability-digital-markets-act</loc>
  <lastmod>2025-11-17T14:25:34-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/cfp-1848-equitable-interoperability-super-tool-digital-platform-governance</loc>
  <lastmod>2025-11-17T14:25:42-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/eviction-and-poverty-american-cities</loc>
  <lastmod>2024-07-10T06:30:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/review-expert-and-academic-literature-assessing-status-and-impact-site-neutral-payment-policies</loc>
  <lastmod>2024-06-11T13:33:33-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/following-rules-connecting-academic-research-policy</loc>
  <lastmod>2026-02-25T13:38:57-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/is-there-too-little-antitrust-enforcement-us-hospital-sector</loc>
  <lastmod>2025-05-30T16:00:53-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/failure-silicon-valley-bank-and-panic-2023</loc>
  <lastmod>2024-07-10T06:30:54-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/out-network-billing-hospital-based-physicians</loc>
  <lastmod>2024-07-17T09:24:12-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/who-pays-rising-health-care-prices-evidence-hospital-mergers</loc>
  <lastmod>2025-09-08T16:12:55-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/access-pricing-app-stores-under-digital-markets-act</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/what-economics-does-or-doesnt-tell-us-about-climate-consequences-using-wood</loc>
  <lastmod>2024-08-13T03:33:31-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/judicial-remedies-restore-competition-market-general-search</loc>
  <lastmod>2025-09-05T10:31:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/new-research-free-all-day-early-care-sets-families-better-financial-trajectory</loc>
  <lastmod>2025-09-24T16:02:08-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/infographic</loc>
  <lastmod>2024-10-17T10:51:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/key-facts</loc>
  <lastmod>2024-10-17T10:51:38-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/nber-working-paper</loc>
  <lastmod>2024-10-17T10:52:00-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/preschool-quality-and-child-development-0</loc>
  <lastmod>2025-01-20T17:15:42-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/data-competition-and-digital-platforms</loc>
  <lastmod>2025-01-20T17:18:16-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/presidential-address-economics-and-measurement-new-measures-model-decision-making</loc>
  <lastmod>2025-01-20T17:28:45-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/life-cycle-products-evidence-and-implications-0</loc>
  <lastmod>2025-01-20T17:31:18-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/temptation-and-commitment-model-hand-mouth-behavior</loc>
  <lastmod>2025-01-20T17:32:56-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/unified-approach-second-and-third-degree-price-discrimination</loc>
  <lastmod>2025-01-20T17:35:23-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/individual-wealth-inequality-measurement-and-evidence-low-and-middle-income-countries</loc>
  <lastmod>2025-01-20T17:42:26-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/who-benefits-experimental-evidence-saudi-womens-take-unemployment-assistance</loc>
  <lastmod>2025-01-20T17:47:51-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/supplemental-nutrition-assistance-program-work-requirements-and-safety-net-program-participation</loc>
  <lastmod>2024-12-12T12:18:04-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/biofuels-deforestation-and-gtap-model</loc>
  <lastmod>2025-11-19T15:25:24-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/ct-fiscal-guardrails-data-driven-analysis-full-report-series</loc>
  <lastmod>2024-12-11T09:58:08-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/i-introduction-series</loc>
  <lastmod>2024-12-10T18:20:56-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/ii-overview-caps</loc>
  <lastmod>2024-12-10T18:25:48-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/iii-stakes-debate</loc>
  <lastmod>2024-12-10T18:26:56-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/iv-cts-volatility-cap-closer-look</loc>
  <lastmod>2024-12-10T18:49:31-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/v-cts-spending-cap-closer-look</loc>
  <lastmod>2024-12-10T18:28:33-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/vi-impact-caps-0</loc>
  <lastmod>2024-12-10T18:29:26-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/attributing-racial-differences-care-health-plan-performance-or-selection</loc>
  <lastmod>2024-12-12T12:28:04-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/cfdp-2416-reallocation-effects-domestic-outsourcing</loc>
  <lastmod>2025-09-17T15:43:00-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/compliant-use-personal-data-advertising-social-networks-europe</loc>
  <lastmod>2025-09-29T10:55:32-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/effects-eviction-children</loc>
  <lastmod>2025-05-30T14:34:06-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/snap-work-requirements-have-biggest-effect-those-least-able-work</loc>
  <lastmod>2026-02-25T11:12:47-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/pro-growth-policies-alone-cant-stabilize-federal-debt</loc>
  <lastmod>2026-02-25T11:12:25-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/optimizing-electric-vehicle-infrastructure</loc>
  <lastmod>2026-04-27T16:13:57-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/life-expectancy-california-still-hasnt-rebounded-pre-pandemic-levels</loc>
  <lastmod>2026-02-25T11:12:04-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/hospitals-are-gobbling-physician-practices-and-health-care-prices-are-rising-result</loc>
  <lastmod>2026-02-25T12:53:43-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/are-hospital-acquisitions-physician-practices-anticompetitive</loc>
  <lastmod>2025-09-05T11:00:22-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/experienced-state-employees-can-deliver-big-savings-infrastructure</loc>
  <lastmod>2026-02-25T11:07:55-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/presidential-address-investing-children-address-child-mental-health-crisis</loc>
  <lastmod>2026-03-02T12:48:58-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/cfdp-2416r1-outsourcing-labor-market-frictions-and-employment</loc>
  <lastmod>2026-01-23T14:05:27-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/cfp-2003-conviction-incarceration-and-recidivism-understanding-revolving-door</loc>
  <lastmod>2025-10-23T11:46:32-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/hospitalization-and-credit-scores-among-medicaid-beneficiaries-louisiana</loc>
  <lastmod>2025-11-18T11:27:30-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/screening-postpartum-depression-well-child-visits-evaluating-impact-michigans-statewide-initiative</loc>
  <lastmod>2026-03-02T12:48:39-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/information-distortion-label-design-over-counter-drug-market</loc>
  <lastmod>2025-11-18T11:36:10-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/snap-work-requirements-reversal-and-program-enrollment</loc>
  <lastmod>2025-11-18T11:41:04-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/disrupting-their-education-eviction-harms-children-immediately-and-over-long-term</loc>
  <lastmod>2026-02-25T11:07:28-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/cfp-2009-rules-versus-discretion-treatment-mental-illness-us-adolescents</loc>
  <lastmod>2026-03-11T10:46:02-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/comments-first-review-digital-markets-act</loc>
  <lastmod>2026-03-19T14:21:36-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/state-capacity-and-infrastructure-costs</loc>
  <lastmod>2026-04-29T12:02:42-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/failure-life-expectancy-fully-rebound-prepandemic-levels</loc>
  <lastmod>2026-03-02T12:36:41-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/policies-reduce-federal-budget-deficits-increasing-economic-growth</loc>
  <lastmod>2026-02-25T10:54:33-05:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/cfp-2014-doctor-decision-making-and-patient-outcomes</loc>
  <lastmod>2026-03-25T14:03:30-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/using-obbba-requirements-advance-integrated-data-driven-safety-net</loc>
  <lastmod>2026-04-07T13:51:32-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/manufacturing-supply-chains-and-imports-adhd-drug-shortage</loc>
  <lastmod>2026-04-22T15:43:49-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/adhd-medication-shortage-was-supply-chain-failure</loc>
  <lastmod>2026-04-22T15:06:13-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://tobin.yale.edu/research/smarter-charging-infrastructure-can-produce-big-welfare-gains-ev-drivers-wont-substantially-increase</loc>
  <lastmod>2026-05-04T12:35:39-04:00</lastmod>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://economics.yale.edu/people</loc>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://economics.yale.edu/initiatives</loc>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://economics.yale.edu/news</loc>
  <priority>0.5</priority>
 </url>
 <url>
  <loc>https://economics.yale.edu/news/230216/yales-tobin-center-economic-policy-releases-its-inaugural-report</loc>
  <priority>0.5</priority>
 </url>
</urlset>
