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Press Release Tobin Center for Economic Policy at Yale

Public Comment: Prof. Zack Cooper's submission to the Indiana Department of Health regarding the proposed merger of Union Health and Terre Haute Regional Hospital, March 21, 2025

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POLICY BRIEF

Are employers optimizing their 401(k) match?

Many retirement plans are exacerbating pay inequity. Employer contributions to these plans disproportionately accrue to those with higher incomes, white workers, those with more access to liquid wealth, and those with richer parents. This policy brief by Tobin Faculty Affiliate Cormac O’Dea and Yale PhD student Guilllermo Carranza, with colleagues at MIT and Vanguard, offers new equity, efficiency, and cost considerations for shaping retirement plan design.

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Are employers optimizing their 401(k) match?

NEW research by Tobin Faculty Affiliate @cormacodea O’Dea & @Yale PhD student @gc_jordan_, together w/ coauthors @FionaGreigDC & Anna Madamba (@Vanguard_Group) and @TahaChoukhmane & @L_Schmidt_Econ (@MIT): https://t.co/eIv8E4m5Ef pic.twitter.com/HyV6zyB4lB
— Tobin Center for Economic Policy (@YaleTobinCenter) August 21, 2024

What always impressed me about my mentor James Tobin was not only his knowledge of macroeconomics, but his commitment to the view that economics is about making the world a better place. My thanks to the @Yale Tobin Center for today’s important discussion on economic potential. pic.twitter.com/aEx1hpZ2gw
— Secretary Janet Yellen (@SecYellen) April 3, 2023

NEW PAPER: “Getting Infrastructure Built: The Law and Economics of Permitting,” on:
- What to consider in design of permitting rules
- The evidence
- A possible "green bargain" that benefits efficiency, the environment, & democracy 🧵 1/https://t.co/gaknMzyHbY pic.twitter.com/j84TJEBuuH
— Zachary Liscow (@ZLiscow) April 2, 2024

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Are employers optimizing their 401(k) match?

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