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The Privately Insured

We aim to identify

concrete policy solutions that can raise the productivity of the care delivered to the privately insured.

stethoscope and laptop
Adobe Stock / ipopba

The majority of the US population receives health insurance coverage from a private insurer. We study the functioning of the market for employer-sponsored coverage, Medicare Advantage, and Medicare Part D.

Creating and connecting some of the most comprehensive datasets, Tobin health experts are studying drivers of variation and growth in US health spending on the privately insured, analyzing the impact of horizontal and vertical mergers among US health care providers, investigating predatory billing practices by US providers, highlighting the consequences of rising health spending on overall labor market outcomes, and evaluating how to support employees with health plan selection.

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